Real Estate Investing in Brownsville, California (95919)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yuba County • Population: 1,110 • Data updated: September 2026

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Should you buy in 95919 (Brownsville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 27.9% of homes vacant — above national norms.
  • Declining values: -1.5% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Brownsville, CA (95919)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $306,429
Avg Monthly Rent $1,314
1% Rule ✗ Does Not Meet
Median Income $65,703
% Renters 16.8%

Market Analysis: 95919 Brownsville

The 95919 ZIP covers a section of Brownsville that demands careful diligence. Prices near $306K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 95919 can be a a credible choice for hunting ground — but the discount at $306K reflects genuine risk that outside investors often underestimate.

On the rental side, 95919 offers a low basis, the region around Brownsville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 95919 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. significant returns are possible in 95919, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brownsville:

D Needs Caution
Buy Confidence Score: 47/100
Affordability
10/25
Appreciation
5/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Declining (-1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,314/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Yuba City, CA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Yuba City, CA metro data
🏠

Property Strategy for 95919

Which property type performs best in this market?

Best for Cash Flow
3BR
4.1% cap rate
Best for Appreciation
3BR
+3.1% 5yr CAGR
Best Overall Value
3BR
$119,147/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $278,848 $1,460 3.8% +2.9% $139,424
3BR $357,441 $2,030 4.1% +3.1% $119,147

Market Trends

Home Value History (with trend line)

$371K$321K$271K$221K$172K$122KJul 2006Jul 2016Jul 2026

📊 How Does 95919 Compare?

Metric 95919 Brownsville Yuba City, CA California
Home Value $306,429 $306,429 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,314 $1,314 N/A -
Cap Rate 3.3% 3.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95919 (Brownsville, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.3%
Low
5yr Growth
-1.5%
Declining

📉 Market Crash Risk Index

Based on Yuba City, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $306,429
Monthly Rent $1,314
Price-to-Rent 19.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.3%
5-Year IRR 1.8%

📈 Home Appreciation

1-Year -1.3% ▼
3-Year CAGR -2.3% ▼
5-Year CAGR -1.5% ▼
10-Year CAGR +3.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.9%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-1.5%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95919

Population: 1,110

💰 Median Household Income
$65,703
This area
$65,703
State
$94,164
USA
$74,580
🏠 Renter Occupied
16.8%
This area
16.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-16.6%
USA
3.7%
🎓 College Educated
9.5%
This area
9.5%
State
7.7%
USA
33.7%
👤 Median Age
52.8 years
This area
52.8 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
27.9%
This area
27.9%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Hispanic/Latino 1.9%
Other/Mixed 1.9%
Black/African American 0.6%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
7.3%
This area
7.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical vacancy rate in Brownsville, CA?

Expect elevated vacancy in Brownsville, CA. Rents at $1,314/mo are absorbed by the tenant base without meaningful lag.

What is the typical renter like in Brownsville, CA?

The renter base in Brownsville, CA is reasonable for the $1,314/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Are eviction rules reasonable in Brownsville, CA?

Brownsville, CA operates under CA law, which is tenant-protective overall for landlords. Expect measured treatment in typical lease and eviction cases.

Is Brownsville, CA good for house hacking?

Brownsville, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $306K price point reasonable to enter.

How do home values compare in Brownsville, CA?

The median home value in Brownsville, CA is roughly $306K. That puts it reasonable relative to the CA statewide average.

You know 95919 now. You don’t know where it ranks.

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How 95919 ranks in Yuba City, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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