Real Estate Investing in Clarkdale, Arizona (86324)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yavapai County • Population: 4,646 • Data updated: September 2026

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Should you buy in 86324 (Clarkdale, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clarkdale, AZ (86324)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $465,826
Avg Monthly Rent $1,305
1% Rule ✗ Does Not Meet
Median Income $40,483
% Renters 15.5%

Market Analysis: 86324 Clarkdale

ZIP 86324 in Clarkdale, AZ carries a substantial set of headwinds. Home values near $466K and rents of $1,305/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $466K asset, 86324 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 86324 among AZ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 86324 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 86324 is an operator game, not a passive one. From an investor standpoint, entry prices of $466K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clarkdale:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11.5× the median income
Value Trend
Stable (+0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,305/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Prescott Valley-Prescott, AZ Metro Area
More inventory, negotiating room for buyers
75 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Prescott Valley-Prescott, AZ metro data
🏠

Property Strategy for 86324

Which property type performs best in this market?

Best for Cash Flow
3BR
2.9% cap rate
Best for Appreciation
4BR
+8.5% 5yr CAGR
Best Overall Value
4BR
$143,698/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $368,268 $1,450 2.8% +7.6% $184,134
3BR $490,780 $2,000 2.9% +8.2% $163,593
4BR $574,790 $2,300 2.9% +8.5% $143,698

Market Trends

Home Value History (with trend line)

$497K$424K$350K$277K$204K$131KJul 2006Jul 2016Jul 2026

📊 How Does 86324 Compare?

Metric 86324 Clarkdale Prescott Valley-Prescott, AZ Arizona
Home Value $465,826 $465,826 N/A $419,643
5-Year CAGR 4.3% 4.3% N/A 6.5%
Avg Rent $1,305 $1,305 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 86324? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 86324 (Clarkdale, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $465,826
Monthly Rent $1,305
Price-to-Rent 29.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +0.4% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 86324

Population: 4,646

💰 Median Household Income
$40,483
This area
$40,483
State
$66,355
USA
$74,580
🏠 Renter Occupied
15.5%
This area
15.5%
State
28.6%
USA
34.0%
💼 Unemployment Rate
0.1%
This area
0.1%
State
-23.2%
USA
3.7%
🎓 College Educated
23.7%
This area
23.7%
State
-1.0%
USA
33.7%
👤 Median Age
59.9 years
This area
59.9 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 89.8%
Other/Mixed 9.8%
Hispanic/Latino 6.7%
Asian 0.3%
Black/African American 0.1%
👶 Under 18
14.0%
This area
14.0%
USA
22.0%
👴 65 and Over
37.8%
This area
37.8%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 86324

C Avg School Grade
2 Schools
18.9:1 Avg Class Size
$10,308 Avg Per Pupil

Schools in This ZIP Code

C+ Average

Clarkdale-Jerome Elementary School

📚 Pre-K – 08 School
👥
473 Students
👨‍🏫
18.9:1 Class Size
💰
$10,308 Per Student
C Below Average

Clarkdale-Jerome Online Learning Academy

📚 K – 08 School Limited Data
💰
$10,308 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do rentals go for in Clarkdale, AZ?

Investors in Clarkdale, AZ typically see rents near $1,305/mo per month against $466K home values - a solid setup for rental cash flow.

What is the renter demographic in Clarkdale, AZ?

Working renters make up the core of the Clarkdale, AZ tenant base. The pool is reasonable for investors targeting long-term holds.

Is Clarkdale in AZ worth investing in?

Clarkdale, AZ comes in at an investability rating of 3.0/5, with median home values near $466K and average rents around $1,305/mo. That combination puts it in the significant tier for investor interest.

How should investors approach Clarkdale, AZ?

For Clarkdale, AZ, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is rental property easy to operate in Clarkdale, AZ?

Clarkdale, AZ operates under AZ law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

You know 86324 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 86324 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 86324 ranks in Prescott Valley-Prescott, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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