Real Estate Investing in Prescott Valley, Arizona (86314)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yavapai County • Population: 40,109 • Data updated: September 2026

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Should you buy in 86314 (Prescott Valley, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Prescott Valley, AZ (86314)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $433,128
Avg Monthly Rent $1,725
1% Rule ✗ Does Not Meet
Median Income $63,660
% Renters 33.2%

Market Analysis: 86314 Prescott Valley

Not every below-median market is a bargain. Prescott Valley's 86314 ZIP records signals that favor experienced operators who can absorb the risk $433K pricing implies.

For an experienced owner, 86314 can be a a credible choice for hunting ground — but the discount at $433K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 86314 among AZ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 86314 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 86314 is an operator game, not a passive one. In practical terms, entry prices of $433K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Prescott Valley:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.8× the median income
Value Trend
Stable (+0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,725/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Prescott Valley-Prescott, AZ Metro Area
More inventory, negotiating room for buyers
75 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Prescott Valley-Prescott, AZ metro data
🏠

Property Strategy for 86314

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
5BR
+7.1% 5yr CAGR
Best Overall Value
5BR
$120,676/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $353,399 $1,760 3.6% +6.9% $176,699
3BR $424,161 $2,450 4.2% +6.6% $141,387
4BR $529,611 $2,680 3.6% +7.0% $132,403
5BR $603,379 +7.1% $120,676

Market Trends

Home Value History (with trend line)

$476K$400K$325K$250K$175K$100KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,915$1,719$1,523$1,327$1,131$934Jun 2016Jul 2021Jul 2026

📊 How Does 86314 Compare?

Metric 86314 Prescott Valley Prescott Valley-Prescott, AZ Arizona
Home Value $433,128 $490,955 N/A $419,643
5-Year CAGR 2.8% 2.8% N/A 6.5%
Avg Rent $1,725 $2,074 N/A -
Cap Rate 3.1% 3.3% - -
💡 Why Invest in 86314? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 86314 (Prescott Valley, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+2.8%
Slow

📊 Market Snapshot

Home Value $433,128
Monthly Rent $1,725
Price-to-Rent 20.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year +0.9% ▲
3-Year CAGR +1.2% ▲
5-Year CAGR +2.8% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year -7.0% ▼
3-Year CAGR +0.0% ▲
5-Year CAGR +2.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 86314

Population: 40,109

💰 Median Household Income
$63,660
This area
$63,660
State
$66,355
USA
$74,580
🏠 Renter Occupied
33.2%
This area
33.2%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-23.2%
USA
3.7%
🎓 College Educated
21.4%
This area
21.4%
State
-1.0%
USA
33.7%
👤 Median Age
43.0 years
This area
43.0 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.2%
This area
4.2%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 79.4%
Other/Mixed 18.8%
Hispanic/Latino 15.6%
Asian 1.1%
Black/African American 0.8%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
8.9%
This area
8.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 86314

C+ Avg School Grade
19 Schools
20.9:1 Avg Class Size
$16,338 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MICTED - Medical

📚 09 – 12 High School
👥
8 Students
👨‍🏫
2.7:1 Class Size
💰
$41,237 Per Student
B+ Above Average

Yavapai County High School

📚 09 – 12 High School
👥
30 Students
👨‍🏫
10.0:1 Class Size
💰
$22,042 Per Student
B Good

Glassford Hill Middle School

📚 07 – 08 Middle
👥
342 Students
👨‍🏫
14.3:1 Class Size
💰
$10,063 Per Student
B Good

MIJTED - Bradshaw Mountain High School

📚 09 – 12 High School Limited Data
💰
$41,237 Per Student
B Good

MIJTED - Yavapai College Prescott Valley

📚 10 – 12 High School Limited Data
💰
$41,237 Per Student
B Good

Mountain View Elementary School

📚 K – 06 School
👥
365 Students
👨‍🏫
14.3:1 Class Size
💰
$10,063 Per Student
B Good

Coyote Springs Elementary School

📚 K – 06 School
👥
538 Students
👨‍🏫
16.1:1 Class Size
💰
$10,063 Per Student
B Good

Lake Valley Elementary School

📚 K – 06 School
👥
407 Students
👨‍🏫
15.9:1 Class Size
💰
$10,063 Per Student
C+ Average

Franklin Phonetic Primary School

📚 K – 08 School Charter Limited Data
👥
356 Students
💰
$11,661 Per Student
C+ Average

Granville Elementary School

📚 K – 06 School
👥
513 Students
👨‍🏫
18.3:1 Class Size
💰
$10,063 Per Student
C+ Average

Prescott Valley School

📚 K – 12 K-12 Charter Limited Data
👥
426 Students
💰
$12,754 Per Student
C+ Average

Acorn Montessori Charter School

📚 02 – 08 School Charter Limited Data
👥
278 Students
💰
$12,025 Per Student
C+ Average

Acorn Montessori Charter School Inc. - West

📚 K – 03 Elementary Charter Limited Data
👥
256 Students
💰
$12,025 Per Student
C+ Average

Liberty Traditional School

📚 Pre-K – 08 School
👥
813 Students
👨‍🏫
21.1:1 Class Size
💰
$10,063 Per Student
C Below Average

Arizona Agribusiness & Equine Center Inc. - Prescott Valley

📚 09 – 12 High School Charter Limited Data
👥
325 Students
💰
$10,315 Per Student
C Below Average

PACE Preparatory Academy

📚 09 – 12 High School Charter Limited Data
👥
115 Students
💰
$15,316 Per Student
D Needs Improvement

Bradshaw Mountain High School

📚 09 – 12 High School
👥
1,666 Students
👨‍🏫
24.5:1 Class Size
💰
$10,063 Per Student
D Needs Improvement
👥
61 Students
👨‍🏫
61.0:1 Class Size
💰
$10,063 Per Student
D Needs Improvement

Bright Futures Preschool

📚 Grade PK Elementary
👥
95 Students
👨‍🏫
31.7:1 Class Size
💰
$10,063 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 2,217 Off-Campus Students
C+
Embry-Riddle Aeronautical University-Prescott
3,286 students · 6.9 mi
C+
Yavapai College
7,200 students · 7.8 mi
D
Prescott College
909 students · 9.1 mi

Investor Insight: With 2,217 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do experienced investors play Prescott Valley, AZ?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Prescott Valley, AZ. The numbers - $433K homes against $1,725/mo rents - support that play.

Is it easy to find good tenants in Prescott Valley, AZ?

Tenant demand in Prescott Valley, AZ is solid. The local workforce $1,725/mo rents across most rental classes.

Is Prescott Valley, AZ a friendly market for rental owners?

Prescott Valley, AZ falls under AZ landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What is the investability score for Prescott Valley, AZ?

Prescott Valley, AZ registers an investability rating of 3.0/5, with median home values near $433K and average rents around $1,725/mo. That combination puts it in the impressive tier for investor interest.

Are homes affordable in Prescott Valley, AZ?

Prescott Valley, AZ median home values land near $433K. That is reasonable territory for investors looking at $1,725/mo-per-month rentals.

You know 86314 now. You don’t know where it ranks.

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How 86314 ranks in Prescott Valley-Prescott, AZ

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