Real Estate Investing in Prescott Valley, Arizona (86315)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yavapai County • Population: 9,179 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 86315 (Prescott Valley, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.

What’s happening in Prescott Valley, AZ (86315)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $590,292
Avg Monthly Rent $2,325
1% Rule ✗ Does Not Meet
Median Income $79,477
% Renters 14.1%

Market Analysis: 86315 Prescott Valley

Investors eyeing 86315 need to respect the fundamentals at play. Home values of $590K come alongside slower price movement and elevated management overhead.

From an investor standpoint, the numbers look inviting — $590K purchase price, 0.0% nominal cap — the work to hit that pro forma in 86315 is substantial and deserves full respect.

In the broader AZ picture, 86315 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Turning to rents, 9,179 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 86315 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Prescott Valley:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.4× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,325/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Prescott Valley-Prescott, AZ Metro Area
More inventory, negotiating room for buyers
75 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Prescott Valley-Prescott, AZ metro data
🏠

Property Strategy for 86315

Which property type performs best in this market?

Best for Cash Flow
3BR
4.6% cap rate
Best for Appreciation
4BR
+7.5% 5yr CAGR
Best Overall Value
4BR
$168,883/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $530,785 $3,420 4.6% +6.7% $176,928
4BR $675,532 $3,750 4.0% +7.5% $168,883

Market Trends

Home Value History (with trend line)

$646K$547K$449K$350K$251K$153KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 86315 Compare?

Metric 86315 Prescott Valley Prescott Valley-Prescott, AZ Arizona
Home Value $590,292 $490,955 N/A $419,643
5-Year CAGR 3.2% 2.8% N/A 6.5%
Avg Rent $2,325 $2,074 N/A -
Cap Rate 3.1% 3.3% - -
💡 Why Invest in 86315? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 86315 (Prescott Valley, AZ). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 86315 (Prescott Valley, AZ)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+3.2%
Moderate

📊 Market Snapshot

Home Value $590,292
Monthly Rent $2,325
Price-to-Rent 21.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 86315

Population: 9,179

💰 Median Household Income
$79,477
This area
$79,477
State
$66,355
USA
$74,580
🏠 Renter Occupied
14.1%
This area
14.1%
State
28.6%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-23.2%
USA
3.7%
🎓 College Educated
28.5%
This area
28.5%
State
-1.0%
USA
33.7%
👤 Median Age
54.7 years
This area
54.7 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 85.3%
Other/Mixed 12.4%
Hispanic/Latino 5.2%
Asian 1.8%
Black/African American 0.5%
👶 Under 18
16.1%
This area
16.1%
USA
22.0%
👴 65 and Over
34.3%
This area
34.3%
USA
17.3%
📊 Poverty Rate
1.2%
This area
1.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 2,217 Off-Campus Students
C+
Embry-Riddle Aeronautical University-Prescott
3,286 students · 10.0 mi
C+
Yavapai College
7,200 students · 12.8 mi
D
Prescott College
909 students · 13.9 mi

Investor Insight: With 2,217 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Prescott Valley, AZ?

Prescott Valley, AZ median home values land near $590K. That is reasonable territory for investors looking at $2,325/mo-per-month rentals.

Is Prescott Valley, AZ a smart market for rental property?

Yes - Prescott Valley, AZ a 3.0/5 investability score. With $590K home prices against $2,325/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is Prescott Valley, AZ good for house hacking?

Prescott Valley, AZ offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,325/mo rent level.

Is vacancy a concern in Prescott Valley, AZ?

Prescott Valley, AZ vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How landlord-friendly is Prescott Valley, AZ?

AZ law landlord-friendly for landlords, and Prescott Valley inherits those rules. Investors should still review local ordinances for rental licensing.

You know 86315 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 86315 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 86315 ranks in Prescott Valley-Prescott, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 86315 (Prescott Valley)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 86315 (Prescott Valley, AZ).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.