Real Estate Investing in Tucson, Arizona (85748)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pima County • Population: 20,526 • Data updated: September 2026

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Should you buy in 85748 (Tucson, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Tucson, AZ (85748)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $375,601
Avg Monthly Rent $1,949
1% Rule ✗ Does Not Meet
Median Income $90,448
% Renters 23.5%

Market Analysis: 85748 Tucson

ZIP 85748 inside Pima County looks affordable on the surface — median value of $376K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 85748 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 85748 among AZ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 85748 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 85748 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tucson:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Declining (-0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,949/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tucson, AZ Metro Area
More inventory, negotiating room for buyers
70 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tucson, AZ metro data
🏠

Property Strategy for 85748

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
2BR
+6.9% 5yr CAGR
Best Overall Value
4BR
$106,434/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $252,006 $1,730 4.9% +6.9% $126,003
3BR $353,606 $2,410 4.9% +6.6% $117,869
4BR $425,735 $2,770 4.7% +6.3% $106,434
5BR $574,389 +6.7% $114,878

Market Trends

Home Value History (with trend line)

$408K$356K$304K$253K$201K$149KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,116$2,056$1,996$1,936$1,876$1,816Jan 2025Oct 2025Jul 2026

📊 How Does 85748 Compare?

Metric 85748 Tucson Tucson, AZ Arizona
Home Value $375,601 $199,626 N/A $419,643
5-Year CAGR 2.8% 3.2% N/A 6.5%
Avg Rent $1,949 $1,466 N/A -
Cap Rate 4.1% 3.4% - -
💡 Why Invest in 85748? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85748 (Tucson, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Pima County

Manage rentals here? List your business →

Fort Lowell Realty & Property Management provides realty and property management services in Tucson. summary from their website

Unclaimed — is this your business? Claim it free

WilsonPs.com is a domain name for sale. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+2.8%
Slow

📉 Market Crash Risk Index

Based on Tucson, AZ metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
2/2
70 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $375,601
Monthly Rent $1,949
Price-to-Rent 16.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.1%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year -0.7% ▼
3-Year CAGR -0.1% ▼
5-Year CAGR +2.8% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year -0.8% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85748

Population: 20,526

💰 Median Household Income
$90,448
This area
$90,448
State
$66,355
USA
$74,580
🏠 Renter Occupied
23.5%
This area
23.5%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-23.2%
USA
3.7%
🎓 College Educated
47.8%
This area
47.8%
State
-1.0%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 81.3%
Other/Mixed 12.1%
Hispanic/Latino 8.9%
Asian 3.6%
Black/African American 3.1%
👶 Under 18
20.2%
This area
20.2%
USA
22.0%
👴 65 and Over
21.4%
This area
21.4%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85748

B Avg School Grade
4 Schools
13.6:1 Avg Class Size
$12,632 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Gridley Middle School

📚 06 – 08 Middle
👥
514 Students
👨‍🏫
12.1:1 Class Size
💰
$13,118 Per Student
B Good

Dunham Elementary School

📚 Pre-K – 05 Elementary
👥
159 Students
👨‍🏫
12.9:1 Class Size
💰
$13,118 Per Student
B Good

Soleng Tom Elementary School

📚 Pre-K – 05 Elementary
👥
283 Students
👨‍🏫
15.6:1 Class Size
💰
$13,118 Per Student
C Below Average

Academy of Tucson High School

📚 09 – 12 High School Charter Limited Data
👥
151 Students
💰
$11,172 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Irene Erickson Elementary School

📚 Pre-K – 05 Elementary
📍 6750 E STELLA RD, TUCSON
👥
333 Students
👨‍🏫
11.7:1 Class Size
💰
$13,118 Per Student
B+ Above Average

Secrist Middle School

📚 06 – 08 Middle
📍 3400 S HOUGHTON RD, TUCSON
👥
250 Students
👨‍🏫
9.3:1 Class Size
💰
$13,118 Per Student
B+ Above Average

Santa Rita High School

📚 08 – 12 High School
📍 3951 S PANTANO RD, TUCSON
👥
333 Students
👨‍🏫
12.5:1 Class Size
💰
$13,118 Per Student
B+ Above Average

Legacy Traditional School - East Tucson

📚 K – 06 School Charter Limited Data
📍 9290 E Golf Links Rd, Tucson
👥
425 Students
💰
$31,601 Per Student
B+ Above Average

Ford Elementary

📚 Pre-K – 06 School
📍 8001 E STELLA RD, TUCSON
👥
211 Students
👨‍🏫
12.9:1 Class Size
💰
$13,118 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,056 Off-Campus Students
D
Arizona Academy of Beauty
49 students · 7.1 mi
D
Brookline College-Tucson
211 students · 7.2 mi
F
Arizona College of Nursing-Tucson
566 students · 7.5 mi
C
Pima Medical Institute-Tucson
2,744 students · 7.7 mi
C
Pima Community College
15,819 students · 7.9 mi
C
HDS Truck Driving Institute
342 students · 8.2 mi
C
Empire Beauty School-Tucson
213 students · 10.3 mi
C+
Pure Aesthetics Natural Skincare School
53 students · 10.5 mi

Investor Insight: With 2,056 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Tucson, AZ?

The median home value in Tucson, AZ is roughly $376K. That puts it reasonable relative to the AZ statewide average.

Is Tucson, AZ a good market for buy-and-hold investors?

Investors tracking Tucson, AZ will find a 3.0/5 rating supported by $376K median home values and $1,949/mo rents. That profile suits long-term holders targeting even-keeled returns.

How strong is the working-renter base in Tucson, AZ?

Tenant demand in Tucson, AZ is solid. The local workforce $1,949/mo rents across most rental classes.

Which investment style suits Tucson, AZ?

A careful cash-flow rentals with hands-on management strategy Tucson, AZ best. The market produces measured results for that approach at the $376K price point.

Is vacancy a concern in Tucson, AZ?

Expect elevated vacancy in Tucson, AZ. Rents at $1,949/mo are absorbed by the tenant base without meaningful lag.

You know 85748 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85748 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85748 ranks in Tucson, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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