Real Estate Investing in Cataldo, Idaho (83810)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kootenai County • Population: 1,369 • Data updated: September 2026

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Should you buy in 83810 (Cataldo, ID)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (0.9% CAGR).
  • High price-to-rent: Price-to-rent ratio 40.6 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cataldo, ID (83810)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $578,624
Avg Monthly Rent $1,188
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 6.3%

Market Analysis: 83810 Cataldo

Investors eyeing 83810 need to respect the fundamentals at play. Home values of $579K come alongside slower price movement and elevated management overhead.

The 83810 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 83810 and stronger Cataldo ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Looking more closely, 1,369 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. solid returns are possible in 83810, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cataldo:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,188/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Coeur d'Alene, ID Metro Area
Even conditions for buyers and sellers
51 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Coeur d'Alene, ID metro data
🏠

Property Strategy for 83810

Which property type performs best in this market?

Best for Cash Flow
3BR
2.2% cap rate
Best for Appreciation
3BR
+8.8% 5yr CAGR
Best Overall Value
4BR
$199,663/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $468,581 $1,320 2.0% +7.5% $234,291
3BR $613,401 $1,850 2.2% +8.8% $204,467
4BR $798,653 $2,210 2.0% $199,663

Market Trends

Home Value History (with trend line)

$683K$573K$462K$352K$241K$131KJul 2007Jan 2017Jul 2026

📊 How Does 83810 Compare?

Metric 83810 Cataldo Coeur d'Alene, ID Idaho
Home Value $578,624 $578,624 N/A $465,545
5-Year CAGR 0.9% 0.9% N/A 7.2%
Avg Rent $1,188 $1,188 N/A -
Cap Rate 1.6% 1.6% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 83810 (Cataldo, ID). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
1.6%
Low
5yr Growth
+0.9%
Slow

📉 Market Crash Risk Index

Based on Coeur d'Alene, ID metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
51 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $578,624
Monthly Rent $1,188
Price-to-Rent 40.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.5%
Cap Rate 1.6%
5-Year IRR 2.5%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR +0.9% ▲
10-Year CAGR +8.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 83810

Population: 1,369

💰 Median Household Income
N/A
🏠 Renter Occupied
6.3%
This area
6.3%
State
22.1%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-5.1%
USA
3.7%
🎓 College Educated
26.2%
This area
26.2%
State
11.3%
USA
33.7%
👤 Median Age
58.4 years
This area
58.4 years
State
21.8 years
USA
38.9 years
🏚️ Vacancy Rate
2.3%
This area
2.3%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 6.6%
Hispanic/Latino 2.0%
👶 Under 18
23.7%
This area
23.7%
USA
22.0%
👴 65 and Over
39.0%
This area
39.0%
USA
17.3%
📊 Poverty Rate
7.7%
This area
7.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 83810

C Avg School Grade
1 Schools
22.4:1 Avg Class Size
$13,155 Avg Per Pupil

Schools in This ZIP Code

C Below Average

CANYON ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
136 Students
👨‍🏫
22.4:1 Class Size
💰
$13,155 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much does a house cost in Cataldo, ID?

The median home value in Cataldo, ID is roughly $579K. That puts it reasonable relative to the ID statewide average.

What real estate strategy is ideal for Cataldo, ID?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Cataldo, ID. The numbers - $579K homes against $1,188/mo rents - support that play.

What do rentals go for in Cataldo, ID?

Rents in Cataldo, ID run near $1,188/mo. Compared with median home prices of $579K that produces solid gross yields for typical rentals.

Is Cataldo, ID a good place for real estate investing?

The 2.0/5 investability rating in Cataldo, ID reflects its $579K prices and $1,188/mo rents. Investors generally consider it a solid option within ID.

Are renters plentiful in Cataldo, ID?

The tenant pool in Cataldo, ID is solid, supported by local employment and population fundamentals. Rents of $1,188/mo are well-absorbed by the market.

You know 83810 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 83810 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 83810 ranks in Coeur d'Alene, ID

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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