Real Estate Investing in Saint Maries, Idaho (83861)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 83861 (Saint Maries, ID)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.0% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Maries, ID (83861)?
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Market Analysis: 83861 Saint Maries
This part of Benewah County is not an easy win. The 83861 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 83861 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 83861's metrics run below Benewah County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 83861 includes headwinds that any investor should price in. Income distribution skews lower than Saint Maries averages, and tenant stability requires active management.
Distressed ZIPs reward experience. impressive returns are possible in 83861, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Saint Maries:
Property Strategy for 83861
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $307,339 | $1,320 | 3.1% | +8.0% | $153,669 |
| 3BR | $399,266 | $1,850 | 3.3% | +8.5% | $133,089 |
| 4BR | $453,742 | $2,210 | 3.5% | +8.9% | $113,436 |
Market Trends
Home Value History (with trend line)
📊 How Does 83861 Compare?
| Metric | 83861 | Saint Maries | Idaho |
|---|---|---|---|
| Home Value | $374,461 | $374,461 | $465,545 |
| 5-Year CAGR | 4.6% | 4.6% | 7.2% |
| Avg Rent | $1,188 | $1,188 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 83861 (Saint Maries, ID). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $374,461 |
| Monthly Rent | $1,188 |
| Price-to-Rent | 26.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +8.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 83861
Population: 7,167
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 83861
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is it easy to find good tenants in Saint Maries, ID?
Saint Maries, ID offers a measured renter base at the $1,188/mo rent level. Tenant turnover is reasonable for well-managed properties.
What approach is best for Saint Maries, ID real estate?
For Saint Maries, ID, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Where do home prices stand in Saint Maries, ID?
Typical homes in Saint Maries, ID go for around $374K. The 5-year CAGR of 0.0% steady price movement.
Is Saint Maries, ID a good market for FHA house hackers?
The house hack math a challenging in Saint Maries, ID. Owner-occupant buyers benefit from the $1,188/mo rents and $374K home values.
What is the investability score for Saint Maries, ID?
The 3.0/5 investability rating in Saint Maries, ID reflects its $374K prices and $1,188/mo rents. Investors generally consider it a solid option within ID.
You know 83861 now. You don’t know where it ranks.
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