Real Estate Investing in Worley, Idaho (83876)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kootenai County • Population: 1,467 • Data updated: September 2026

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Should you buy in 83876 (Worley, ID)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 56.4% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 59.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Worley, ID (83876)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $850,750
Avg Monthly Rent $1,188
1% Rule ✗ Does Not Meet
Median Income $49,565
% Renters 18.1%

Market Analysis: 83876 Worley

The 83876 ZIP covers a section of Worley that demands careful diligence. Prices near $851K look accessible, but the work to make a deal cash flow is real.

Stepping back, the numbers look inviting — $851K purchase price, 0.0% nominal cap — the work to hit that pro forma in 83876 is substantial and deserves full respect.

Looking more closely, 83876 offers a low basis, the region around Worley has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 83876 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 83876 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Worley:

C Below Average
Buy Confidence Score: 52/100
Affordability
0/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 17.2× the median income
Value Trend
Rising (+6.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,188/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Coeur d'Alene, ID Metro Area
Even conditions for buyers and sellers
51 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Coeur d'Alene, ID metro data
🏠

Property Strategy for 83876

Which property type performs best in this market?

Best for Cash Flow
3BR
1.6% cap rate
Best for Appreciation
4BR
+12.5% 5yr CAGR
Best Overall Value
4BR
$261,116/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $688,475 $1,320 1.4% +10.7% $344,237
3BR $825,630 $1,850 1.6% +11.4% $275,210
4BR $1,044,463 $2,210 1.5% +12.5% $261,116

Market Trends

Home Value History (with trend line)

$917K$773K$629K$484K$340K$196KJul 2007Jan 2017Jul 2026

📊 How Does 83876 Compare?

Metric 83876 Worley Coeur d'Alene, ID Idaho
Home Value $850,750 $850,750 N/A $465,545
5-Year CAGR 6.1% 6.1% N/A 7.2%
Avg Rent $1,188 $1,188 N/A -
Cap Rate 1.1% 1.1% - -
💡 Why Invest in 83876? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 83876 (Worley, ID). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.1%
Low
5yr Growth
+6.1%
Strong

📉 Market Crash Risk Index

Based on Coeur d'Alene, ID metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
51 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $850,750
Monthly Rent $1,188
Price-to-Rent 59.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.7%
Cap Rate 1.1%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year +6.2% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +9.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
56.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 83876

Population: 1,467

💰 Median Household Income
$49,565
This area
$49,565
State
$66,158
USA
$74,580
🏠 Renter Occupied
18.1%
This area
18.1%
State
22.1%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-5.1%
USA
3.7%
🎓 College Educated
27.2%
This area
27.2%
State
11.3%
USA
33.7%
👤 Median Age
52.3 years
This area
52.3 years
State
21.8 years
USA
38.9 years
🏚️ Vacancy Rate
56.4%
This area
56.4%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 55.6%
Other/Mixed 43.9%
Hispanic/Latino 7.2%
Asian 0.4%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
12.0%
This area
12.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical rental rate in Worley, ID?

The typical rental in Worley, ID commands about $1,188/mo monthly. That rent profile even-keeled cash flow against the $851K purchase basis.

Does house hacking make sense in Worley, ID?

House hacking in Worley, ID is reasonable to execute. Prices around $851K and rents of $1,188/mo solid owner-occupant economics.

What type of investing works in Worley, ID?

A careful cash-flow rentals with hands-on management strategy Worley, ID best. The market produces reliable results for that approach at the $851K price point.

Are homes affordable in Worley, ID?

Worley, ID home values average about $851K. That price point suits investors targeting rentals with $1,188/mo in monthly income.

Should investors worry about vacancy in Worley, ID?

Worley, ID sees elevated vacancy, which is reasonable relative to the broader ID rental market.

You know 83876 now. You don’t know where it ranks.

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How 83876 ranks in Coeur d'Alene, ID

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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