Real Estate Investing in Kersey, Colorado (80644)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Weld County • Population: 2,266 • Data updated: September 2026

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Should you buy in 80644 (Kersey, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (42/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 34.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kersey, CO (80644)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $508,575
Avg Monthly Rent $1,242
1% Rule ✗ Does Not Meet
Median Income $72,462
% Renters 24.6%

Market Analysis: 80644 Kersey

This part of Weld County is not an easy win. The 80644 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 80644 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 80644 among CO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 80644 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. durable returns are possible in 80644, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kersey:

C Below Average
Buy Confidence Score: 51/100
Affordability
5/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,242/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Greeley, CO Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
12.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greeley, CO metro data
🏠

Property Strategy for 80644

Which property type performs best in this market?

Best for Cash Flow
4BR
3.0% cap rate
Best for Appreciation
4BR
+5.0% 5yr CAGR
Best Overall Value
4BR
$130,448/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $451,072 $1,380 2.2% +4.0% $225,536
3BR $475,737 $1,930 2.9% +4.6% $158,579
4BR $521,793 $2,200 3.0% +5.0% $130,448

Market Trends

Home Value History (with trend line)

$553K$457K$361K$266K$170K$74KJul 2006Jul 2016Jul 2026

📊 How Does 80644 Compare?

Metric 80644 Kersey Greeley, CO Colorado
Home Value $508,575 $508,575 N/A $535,778
5-Year CAGR 2.2% 2.2% N/A 4.9%
Avg Rent $1,242 $1,242 N/A -
Cap Rate 1.9% 1.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80644 (Kersey, CO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 80644 (Kersey, CO)?

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Property managers serving Weld County

Manage rentals here? List your business →

Dakota Property Management provides property and building management company services in Arvada, CO. summary from their website

Unclaimed — is this your business? Claim it free

Greeley Community Management, LLC (GCM) is a leading HOA management firm in Northern Colorado, established in 1999, providing professional management and personalized care. summary from their website

Unclaimed — is this your business? Claim it free

Henderson Property Management & Real Estate offers comprehensive property management services for owners, including lease management and property maintenance in Northern Colorado. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.9%
Low
5yr Growth
+2.2%
Slow

📉 Market Crash Risk Index

Based on Greeley, CO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
39%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $508,575
Monthly Rent $1,242
Price-to-Rent 34.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 4.1%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80644

Population: 2,266

💰 Median Household Income
$72,462
This area
$72,462
State
$79,719
USA
$74,580
🏠 Renter Occupied
24.6%
This area
24.6%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-25.8%
USA
3.7%
🎓 College Educated
21.0%
This area
21.0%
State
5.8%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 90.8%
Other/Mixed 9.2%
Hispanic/Latino 4.3%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
17.1%
This area
17.1%
USA
17.3%
📊 Poverty Rate
9.8%
This area
9.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80644

A Avg School Grade
4 Schools
16.7:1 Avg Class Size
$21,000 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Platte Valley High School

📚 09 – 12 High School
👥
306 Students
👨‍🏫
11.5:1 Class Size
💰
$21,000 Per Student
A+ Excellent

Platte Valley Middle School

📚 06 – 08 Middle
👥
262 Students
👨‍🏫
14.0:1 Class Size
💰
$21,000 Per Student
A Very Good

Platte Valley Elementary School

📚 K – 05 Elementary
👥
513 Students
👨‍🏫
15.5:1 Class Size
💰
$21,000 Per Student
B Good

Platte Valley Early Learning Center

📚 Grade PK Elementary
👥
96 Students
👨‍🏫
25.7:1 Class Size
💰
$21,000 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 235 Off-Campus Students
C+
University of Northern Colorado
9,067 students · 14.3 mi
D
Academy of Natural Therapy Inc
52 students · 14.6 mi

Frequently Asked Questions

What approach is best for Kersey, CO real estate?

Kersey, CO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($509K prices, $1,242/mo rents) make it a reasonable choice.

Is rental property easy to operate in Kersey, CO?

CO ranks as a landlord-friendly state for landlord-tenant law. Kersey generally follows the statewide framework, so landlords face reasonable operating rules.

How much does a house cost in Kersey, CO?

Median home price in Kersey, CO is near $509K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

What does house hacking look like in Kersey, CO?

House hacking in Kersey, CO is reasonable to execute. Prices around $509K and rents of $1,242/mo solid owner-occupant economics.

What kind of market is Kersey, CO for investors?

Kersey, CO scores 2.0/5 for investability. Home values sit at $509K and rents near $1,242/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 80644 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 80644 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 80644 ranks in Greeley, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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