Real Estate Investing in Orchard, Colorado (80649)
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Should you buy in 80649 (Orchard, CO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High price-to-rent: Price-to-rent ratio 29.6 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Orchard, CO (80649)?
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Market Analysis: 80649 Orchard
This part of Weld County is not an easy win. The 80649 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
In practical terms, the numbers look inviting — $441K purchase price, 0.0% nominal cap — the work to hit that pro forma in 80649 is substantial and deserves full respect.
Regionally, 80649 sits on the difficult end of the CO spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
The 80649 ZIP's population of 294 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
The right play in 80649 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Orchard:
Market Trends
Home Value History (with trend line)
📊 How Does 80649 Compare?
| Metric | 80649 | Orchard | Greeley, CO | Colorado |
|---|---|---|---|---|
| Home Value | $441,490 | $441,490 | N/A | $535,778 |
| 5-Year CAGR | N/A | N/A | N/A | 4.9% |
| Avg Rent | $1,242 | $1,242 | N/A | - |
| Cap Rate | 2.2% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 80649 (Orchard, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $441,490 |
| Monthly Rent | $1,242 |
| Price-to-Rent | 29.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 5.3% |
📈 Home Appreciation
| 1-Year | +4.2% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 80649
Population: 294
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much rent can I charge in Orchard, CO?
Orchard, CO rentals go for roughly $1,242/mo a month. That puts gross yield in solid territory relative to $441K acquisition costs.
How tight is the rental market in Orchard, CO?
Vacancy risk in Orchard, CO is elevated. That supports consistent cash flow for typical rental holds.
Should investors consider Orchard, CO?
With a 2.0/5 investability score, Orchard, CO ranks as a solid market for rental property investors. Median prices of $441K and rents of $1,242/mo drive the underlying numbers.
Does a duplex house hack pencil in Orchard, CO?
The a challenging house-hack environment in Orchard, CO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How much should I expect to pay for a home in Orchard, CO?
Expect median prices around $441K in Orchard, CO. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
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