Real Estate Investing in Orchard, Colorado (80649)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Weld County • Population: 294 • Data updated: September 2026

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Should you buy in 80649 (Orchard, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.6 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Orchard, CO (80649)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $441,490
Avg Monthly Rent $1,242
1% Rule ✗ Does Not Meet
Median Income $118,333
% Renters 25.0%

Market Analysis: 80649 Orchard

This part of Weld County is not an easy win. The 80649 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

In practical terms, the numbers look inviting — $441K purchase price, 0.0% nominal cap — the work to hit that pro forma in 80649 is substantial and deserves full respect.

Regionally, 80649 sits on the difficult end of the CO spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

The 80649 ZIP's population of 294 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

The right play in 80649 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Orchard:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,242/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Greeley, CO Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
12.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greeley, CO metro data

Market Trends

Home Value History (with trend line)

$445K$435K$425K$415K$405K$395KFeb 2022May 2024Jul 2026

📊 How Does 80649 Compare?

Metric 80649 Orchard Greeley, CO Colorado
Home Value $441,490 $441,490 N/A $535,778
5-Year CAGR N/A N/A N/A 4.9%
Avg Rent $1,242 $1,242 N/A -
Cap Rate 2.2% 2.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80649 (Orchard, CO). Anonymous, moderated, never written by AI.

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Property managers serving Weld County

Manage rentals here? List your business →

Dakota Property Management provides property and building management company services in Arvada, CO. summary from their website

Unclaimed — is this your business? Claim it free

Greeley Community Management, LLC (GCM) is a leading HOA management firm in Northern Colorado, established in 1999, providing professional management and personalized care. summary from their website

Unclaimed — is this your business? Claim it free

Henderson Property Management & Real Estate offers comprehensive property management services for owners, including lease management and property maintenance in Northern Colorado. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.2%
Low

📉 Market Crash Risk Index

Based on Greeley, CO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
39%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $441,490
Monthly Rent $1,242
Price-to-Rent 29.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80649

Population: 294

💰 Median Household Income
$118,333
This area
$118,333
State
$79,719
USA
$74,580
🏠 Renter Occupied
25.0%
This area
25.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-25.8%
USA
3.7%
🎓 College Educated
8.6%
This area
8.6%
State
5.8%
USA
33.7%
👤 Median Age
61.4 years
This area
61.4 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
3.0%
This area
3.0%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 96.3%
Hispanic/Latino 3.7%
Other/Mixed 3.7%
👶 Under 18
4.0%
This area
4.0%
USA
22.0%
👴 65 and Over
36.3%
This area
36.3%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How much rent can I charge in Orchard, CO?

Orchard, CO rentals go for roughly $1,242/mo a month. That puts gross yield in solid territory relative to $441K acquisition costs.

How tight is the rental market in Orchard, CO?

Vacancy risk in Orchard, CO is elevated. That supports consistent cash flow for typical rental holds.

Should investors consider Orchard, CO?

With a 2.0/5 investability score, Orchard, CO ranks as a solid market for rental property investors. Median prices of $441K and rents of $1,242/mo drive the underlying numbers.

Does a duplex house hack pencil in Orchard, CO?

The a challenging house-hack environment in Orchard, CO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How much should I expect to pay for a home in Orchard, CO?

Expect median prices around $441K in Orchard, CO. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

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How 80649 ranks in Greeley, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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