Real Estate Investing in Greeley, Colorado (80631)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Weld County • Population: 53,920 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 80631 (Greeley, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Greeley, CO (80631)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $367,773
Avg Monthly Rent $1,353
1% Rule ✗ Does Not Meet
Median Income $48,189
% Renters 53.0%

Market Analysis: 80631 Greeley

This part of Weld County is not an easy win. The 80631 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 80631 can be a a viable market for hunting ground — but the discount at $368K reflects genuine risk that outside investors often underestimate.

The gap between 80631 and stronger Greeley ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 80631 ZIP's population of 53,920 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

New investors are better served looking at Greeley's stable or hybrid ZIPs before stepping into 80631. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Greeley:

C Below Average
Buy Confidence Score: 58/100
Affordability
5/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.6× the median income
Value Trend
Stable (+0.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,353/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Greeley, CO Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
12.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greeley, CO metro data
🏠

Property Strategy for 80631

Which property type performs best in this market?

Best for Cash Flow
4BR
4.2% cap rate
Best for Appreciation
3BR
+4.5% 5yr CAGR
Best Overall Value
5BR
$86,232/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $250,116 $1,090 3.1% +3.0% $250,116
2BR $306,625 $1,380 3.2% +4.0% $153,312
3BR $358,985 $1,930 3.9% +4.5% $119,662
4BR $389,424 $2,290 4.2% +4.4% $97,356
5BR $431,158 +4.2% $86,232

Market Trends

Home Value History (with trend line)

$399K$335K$270K$206K$142K$77KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,404$1,296$1,187$1,079$971$862Dec 2019Apr 2023Jul 2026

📊 How Does 80631 Compare?

Metric 80631 Greeley Greeley, CO Colorado
Home Value $367,773 $162,908 N/A $535,778
5-Year CAGR 2.1% 2.0% N/A 4.9%
Avg Rent $1,353 $1,475 N/A -
Cap Rate 2.9% 2.8% - -
💡 Why Invest in 80631? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

53% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80631 (Greeley, CO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 80631 (Greeley, CO)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Weld County

Manage rentals here? List your business →

Dakota Property Management provides property and building management company services in Arvada, CO. summary from their website

Unclaimed — is this your business? Claim it free

Greeley Community Management, LLC (GCM) is a leading HOA management firm in Northern Colorado, established in 1999, providing professional management and personalized care. summary from their website

Unclaimed — is this your business? Claim it free

Henderson Property Management & Real Estate offers comprehensive property management services for owners, including lease management and property maintenance in Northern Colorado. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+2.1%
Slow

📉 Market Crash Risk Index

Based on Greeley, CO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
39%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $367,773
Monthly Rent $1,353
Price-to-Rent 22.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 5.0%

📈 Home Appreciation

1-Year +0.5% ▲
3-Year CAGR +0.4% ▲
5-Year CAGR +2.1% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year +3.7% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +4.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.1%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80631

Population: 53,920

💰 Median Household Income
$48,189
This area
$48,189
State
$79,719
USA
$74,580
🏠 Renter Occupied
53.0%
This area
53.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-25.8%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
5.8%
USA
33.7%
👤 Median Age
28.1 years
This area
28.1 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.4%
This area
6.4%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 73.4%
Other/Mixed 21.3%
Hispanic/Latino 17.6%
Black/African American 4.0%
Asian 1.2%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
8.6%
This area
8.6%
USA
17.3%
📊 Poverty Rate
19.5%
This area
19.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80631

B+ Avg School Grade
14 Schools
19.9:1 Avg Class Size
$21,500 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Heath Middle School

📚 06 – 08 Middle
👥
571 Students
👨‍🏫
15.0:1 Class Size
💰
$21,500 Per Student
A+ Excellent

District 6 Online Academy

📚 K – 12 K-12
👥
285 Students
👨‍🏫
14.5:1 Class Size
💰
$21,500 Per Student
A Very Good

Jackson Elementary School

📚 K – 05 Elementary
👥
460 Students
👨‍🏫
15.2:1 Class Size
💰
$21,500 Per Student
A Very Good

Maplewood Elementary School

📚 K – 05 Elementary
👥
544 Students
👨‍🏫
15.5:1 Class Size
💰
$21,500 Per Student
A Very Good

Martinez Elementary School

📚 Pre-K – 05 Elementary
👥
492 Students
👨‍🏫
15.3:1 Class Size
💰
$21,500 Per Student
A Very Good

Prairie Heights Middle School

📚 06 – 08 Middle
👥
548 Students
👨‍🏫
17.1:1 Class Size
💰
$21,500 Per Student
A Very Good
👥
910 Students
👨‍🏫
16.7:1 Class Size
💰
$21,500 Per Student
A Very Good

Salida del Sol Academy

📚 K – 08 School Charter
👥
631 Students
👨‍🏫
15.9:1 Class Size
💰
$21,500 Per Student
A Very Good

West Ridge Academy

📚 K – 08 School Charter
👥
351 Students
👨‍🏫
17.0:1 Class Size
💰
$21,500 Per Student
B+ Above Average

Jefferson Junior/Senior High

📚 07 – 12 High School
👥
609 Students
👨‍🏫
16.9:1 Class Size
💰
$21,500 Per Student
B+ Above Average

Platte Valley Youth Services Center

📚 05 – 12 High School
👥
16 Students
👨‍🏫
3.1:1 Class Size
💰
$21,500 Per Student
B+ Above Average

Greeley Central High School

📚 09 – 12 High School
👥
1,493 Students
👨‍🏫
19.2:1 Class Size
💰
$21,500 Per Student
C+ Average

Fred Tjardes School of Innovation

📚 K – 08 School
👥
124 Students
👨‍🏫
77.0:1 Class Size
💰
$21,500 Per Student
C Below Average

Platte Valley Youth Services Center

📚 07 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 3,427 Off-Campus Students
D
Academy of Natural Therapy Inc
52 students · 1.3 mi
C+
University of Northern Colorado
9,067 students · 2.3 mi
C+
Aims Community College
7,529 students · 5.0 mi

Investor Insight: With 3,427 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How qualified is the tenant pool in Greeley, CO?

Greeley, CO draws a consistent base of working renters. Demand at the $1,353/mo rent level is reasonable for standard single-family and small multi rentals.

Is Greeley, CO landlord-friendly?

The landlord environment in Greeley, CO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What is the median home value in Greeley, CO?

Greeley, CO home values average about $368K. That price point suits investors targeting rentals with $1,353/mo in monthly income.

What is the rental occupancy rate in Greeley, CO?

Expect elevated vacancy in Greeley, CO. Rents at $1,353/mo are absorbed by the tenant base without meaningful lag.

Does a duplex house hack pencil in Greeley, CO?

House hacking works a challenging in Greeley, CO. Rents of $1,353/mo against $368K acquisition make the strategy solid for owner-occupants.

You know 80631 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 80631 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 80631 ranks in Greeley, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 80631 (Greeley)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 80631 (Greeley, CO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.