Real Estate Investing in Greeley, Colorado (80634)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Weld County • Population: 63,553 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 80634 (Greeley, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Greeley, CO (80634)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $446,768
Avg Monthly Rent $1,597
1% Rule ✗ Does Not Meet
Median Income $83,607
% Renters 27.1%

Market Analysis: 80634 Greeley

The 80634 ZIP in Greeley, CO is a local-operator market. Outside capital chasing a $447K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $447K asset, 80634 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 80634 among CO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 80634 includes headwinds that any investor should price in. Income distribution skews lower than Greeley averages, and tenant stability requires active management.

The right play in 80634 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Greeley:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,597/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Greeley, CO Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
12.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greeley, CO metro data
🏠

Property Strategy for 80634

Which property type performs best in this market?

Best for Cash Flow
4BR
4.3% cap rate
Best for Appreciation
3BR
+4.5% 5yr CAGR
Best Overall Value
5BR
$103,737/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $338,136 $1,680 3.6% +2.4% $169,068
3BR $423,054 $2,340 4.0% +4.5% $141,018
4BR $467,369 $2,780 4.3% +4.4% $116,842
5BR $518,683 +4.3% $103,737

Market Trends

Home Value History (with trend line)

$493K$423K$352K$281K$210K$140KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,686$1,602$1,517$1,432$1,348$1,263Mar 2020May 2023Jul 2026

📊 How Does 80634 Compare?

Metric 80634 Greeley Greeley, CO Colorado
Home Value $446,768 $162,908 N/A $535,778
5-Year CAGR 1.9% 2.0% N/A 4.9%
Avg Rent $1,597 $1,475 N/A -
Cap Rate 2.8% 2.8% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80634 (Greeley, CO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 80634 (Greeley, CO)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Weld County

Manage rentals here? List your business →

Dakota Property Management provides property and building management company services in Arvada, CO. summary from their website

Unclaimed — is this your business? Claim it free

Greeley Community Management, LLC (GCM) is a leading HOA management firm in Northern Colorado, established in 1999, providing professional management and personalized care. summary from their website

Unclaimed — is this your business? Claim it free

Henderson Property Management & Real Estate offers comprehensive property management services for owners, including lease management and property maintenance in Northern Colorado. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.8%
Low
5yr Growth
+1.9%
Slow

📉 Market Crash Risk Index

Based on Greeley, CO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
39%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $446,768
Monthly Rent $1,597
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +0.1% ▲
3-Year CAGR -0.1% ▼
5-Year CAGR +1.9% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year -4.3% ▼
3-Year CAGR -0.2% ▼
5-Year CAGR +2.1% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 80634

Population: 63,553

💰 Median Household Income
$83,607
This area
$83,607
State
$79,719
USA
$74,580
🏠 Renter Occupied
27.1%
This area
27.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-25.8%
USA
3.7%
🎓 College Educated
32.4%
This area
32.4%
State
5.8%
USA
33.7%
👤 Median Age
38.5 years
This area
38.5 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 78.6%
Other/Mixed 18.6%
Hispanic/Latino 13.9%
Black/African American 1.4%
Asian 1.3%
👶 Under 18
22.7%
This area
22.7%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
5.6%
This area
5.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80634

B+ Avg School Grade
18 Schools
25.7:1 Avg Class Size
$21,500 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Franklin Middle School

📚 06 – 08 Middle
👥
400 Students
👨‍🏫
12.8:1 Class Size
💰
$21,500 Per Student
A Very Good

Brentwood Middle School

📚 06 – 08 Middle
👥
554 Students
👨‍🏫
16.7:1 Class Size
💰
$21,500 Per Student
A Very Good

Meeker Elementary School

📚 Pre-K – 05 Elementary
👥
453 Students
👨‍🏫
15.6:1 Class Size
💰
$21,500 Per Student
A Very Good

Monfort Elementary School

📚 K – 05 Elementary
👥
353 Students
👨‍🏫
16.0:1 Class Size
💰
$21,500 Per Student
A Very Good

Scott Elementary School

📚 Pre-K – 05 Elementary
👥
536 Students
👨‍🏫
15.7:1 Class Size
💰
$21,500 Per Student
A Very Good

Shawsheen Elementary School

📚 Pre-K – 05 Elementary
👥
380 Students
👨‍🏫
16.3:1 Class Size
💰
$21,500 Per Student
A Very Good

Winograd K-8 Elementary School

📚 K – 08 School
👥
623 Students
👨‍🏫
17.7:1 Class Size
💰
$21,500 Per Student
A Very Good

James Madison STEAM Academy

📚 Pre-K – 06 School
👥
575 Students
👨‍🏫
19.1:1 Class Size
💰
$21,500 Per Student
B+ Above Average

S. Christa McAuliffe STEM Academy

📚 K – 08 School
👥
907 Students
👨‍🏫
18.1:1 Class Size
💰
$21,500 Per Student
B+ Above Average

Tointon Academy of Pre-Engineering

📚 Pre-K – 07 School
👥
990 Students
👨‍🏫
20.5:1 Class Size
💰
$21,500 Per Student
B+ Above Average

Union Colony Preparatory School

📚 06 – 12 High School Charter
👥
348 Students
👨‍🏫
18.5:1 Class Size
💰
$21,500 Per Student
B+ Above Average

Northridge High School

📚 09 – 12 High School
👥
1,346 Students
👨‍🏫
20.1:1 Class Size
💰
$21,500 Per Student
B+ Above Average

University Schools

📚 K – 12 K-12 Charter
👥
1,751 Students
👨‍🏫
17.8:1 Class Size
💰
$21,500 Per Student
B Good

Greeley West High School

📚 09 – 12 High School
👥
1,987 Students
👨‍🏫
21.5:1 Class Size
💰
$21,500 Per Student
B Good

Frontier Charter Academy

📚 K – 12 K-12 Charter
👥
1,426 Students
👨‍🏫
22.8:1 Class Size
💰
$21,500 Per Student
C+ Average

Early College Academy

📚 09 – 12 High School
👥
318 Students
👨‍🏫
150.7:1 Class Size
💰
$21,500 Per Student
C Below Average

Innovative Connections High School

📚 10 – 12 High School
👥
37 Students
👨‍🏫
18.5:1 Class Size
D Needs Improvement

Centennial BOCES High School

📚 11 – 12 High School
👥
104 Students
👨‍🏫
24.1:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 3,427 Off-Campus Students
C+
Aims Community College
7,529 students · 1.6 mi
C+
University of Northern Colorado
9,067 students · 5.3 mi
D
Academy of Natural Therapy Inc
52 students · 5.6 mi

Investor Insight: With 3,427 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Greeley, CO better for rentals, flips, or BRRRR?

A careful cash-flow rentals with hands-on management strategy Greeley, CO best. The market produces reliable results for that approach at the $447K price point.

How quickly do rentals get leased in Greeley, CO?

Greeley, CO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How does Greeley, CO stack up for property investment?

Greeley, CO rates 2.0/5 for investability. With median values at $447K and rents near $1,597/mo, the market offers reasonable fundamentals for rental investors.

Are eviction rules reasonable in Greeley, CO?

The landlord environment in Greeley, CO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How expensive is real estate in Greeley, CO?

Typical homes in Greeley, CO go for around $447K. The 5-year CAGR of 0.0% consistent price movement.

You know 80634 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 80634 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 80634 ranks in Greeley, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 80634 (Greeley)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 80634 (Greeley, CO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.