Real Estate Investing in Silverthorne, Colorado (80498)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Summit County • Population: 9,192 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 80498 (Silverthorne, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (29/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 47.4% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.7% CAGR).

What’s happening in Silverthorne, CO (80498)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $884,692
Avg Monthly Rent $3,282
1% Rule ✗ Does Not Meet
Median Income $101,389
% Renters 19.8%

Market Analysis: 80498 Silverthorne

On the rental side, ZIP 80498 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $885K median. It rewards specialists, not generalists.

The investment case in 80498 is robust only for operators who understand what they are buying. A $885K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 80498 and stronger Silverthorne ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A impressive renter share of 20% in 80498 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Silverthorne:

D Needs Caution
Buy Confidence Score: 44/100
Affordability
0/25
Appreciation
10/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.7× the median income
Value Trend
Declining (-1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,282/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Breckenridge, CO Metro Area
More inventory, negotiating room for buyers
89 days
Average time to sell
Slow
8.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Breckenridge, CO metro data
🏠

Property Strategy for 80498

Which property type performs best in this market?

Best for Cash Flow
1BR
3.0% cap rate
Best for Appreciation
4BR
+9.6% 5yr CAGR
Best Overall Value
2BR
$284,429/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $395,868 $1,650 3.0% +2.4% $395,868
2BR $568,858 $2,130 2.7% +3.3% $284,429
3BR $1,071,892 $2,820 1.9% +6.2% $357,297
4BR $1,823,717 $3,020 1.2% +9.6% $455,929
5BR $2,409,851 +9.4% $481,970

Market Trends

Home Value History (with trend line)

$1.1M$964K$794K$623K$452K$282KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,107$3,876$3,646$3,415$3,184$2,954Feb 2025Nov 2025Jul 2026

📊 How Does 80498 Compare?

Metric 80498 Silverthorne Breckenridge, CO Colorado
Home Value $884,692 $884,692 N/A $535,778
5-Year CAGR 0.7% 0.7% N/A 4.9%
Avg Rent $3,282 $3,282 N/A -
Cap Rate 2.9% 2.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80498 (Silverthorne, CO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 80498 (Silverthorne, CO)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Summit County

Manage rentals here? List your business →

Mountain Valley Property Management offers capital project management, maintenance, financial management, and technology solutions for HOA, condominium, and private home properties. summary from their website

Unclaimed — is this your business? Claim it free
Peak Property Management
Breckenridge, CO

Peak Property Management offers Breckenridge lodging and vacation rentals, including cabins, condos, and homes. summary from their website

Unclaimed — is this your business? Claim it free

HM Property Management, previously Wildernest Community Management, specializes in managing Home Owners Associations in Summit County, Colorado. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.9%
Low
5yr Growth
+0.7%
Slow

📉 Market Crash Risk Index

Based on Breckenridge, CO metro

5/10
Elevated Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
2/2
89 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $884,692
Monthly Rent $3,282
Price-to-Rent 22.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 3.6%

📈 Home Appreciation

1-Year -1.1% ▼
3-Year CAGR -1.9% ▼
5-Year CAGR +0.7% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year -12.8% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
47.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.7%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 80498

Population: 9,192

💰 Median Household Income
$101,389
This area
$101,389
State
$79,719
USA
$74,580
🏠 Renter Occupied
19.8%
This area
19.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-25.8%
USA
3.7%
🎓 College Educated
42.9%
This area
42.9%
State
5.8%
USA
33.7%
👤 Median Age
47.5 years
This area
47.5 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
47.4%
This area
47.4%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 83.5%
Other/Mixed 16.5%
Hispanic/Latino 14.8%
Black/African American 0.1%
👶 Under 18
12.1%
This area
12.1%
USA
22.0%
👴 65 and Over
17.8%
This area
17.8%
USA
17.3%
📊 Poverty Rate
2.3%
This area
2.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80498

A Avg School Grade
1 Schools
12.8:1 Avg Class Size
$16,437 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Silverthorne Elementary School

📚 Pre-K – 05 Elementary
👥
349 Students
👨‍🏫
12.8:1 Class Size
💰
$16,437 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the average home sale price in Silverthorne, CO?

Typical homes in Silverthorne, CO go for around $885K. The 5-year CAGR of 0.0% measured price movement.

How strong is tenant demand in Silverthorne, CO?

Silverthorne, CO draws a measured base of working renters. Demand at the $3,282/mo rent level is reasonable for standard single-family and small multi rentals.

Should investors consider Silverthorne, CO?

The 2.0/5 investability rating in Silverthorne, CO reflects its $885K prices and $3,282/mo rents. Investors generally consider it a solid option within CO.

Can I house hack in Silverthorne, CO?

Silverthorne, CO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $3,282/mo rent level.

Do rentals sit vacant long in Silverthorne, CO?

Rental vacancy in Silverthorne, CO is elevated. Investors should budget normal turnover but not chronic empty units.

You know 80498 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 80498 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 80498 ranks in Breckenridge, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
🤖

AI Market Advisor

Ask questions about investing in 80498 (Silverthorne)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 80498 (Silverthorne, CO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.