Real Estate Investing in Keystone, Colorado (80435)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Summit County • Population: 8,447 • Data updated: September 2026

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Should you buy in 80435 (Keystone, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (33/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 65.1% of homes vacant — above national norms.

What’s happening in Keystone, CO (80435)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $828,856
Avg Monthly Rent $3,060
1% Rule ✗ Does Not Meet
Median Income $79,141
% Renters 39.9%

Market Analysis: 80435 Keystone

From a cash-flow lens, ZIP 80435 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $829K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 80435 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

On the rental side, 80435 offers a low basis, the region around Keystone has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 80435 ZIP's population of 8,447 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategically, 80435 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Keystone:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
0/25
Appreciation
14/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 10.5× the median income
Value Trend
Declining (-1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,060/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Breckenridge, CO Metro Area
More inventory, negotiating room for buyers
89 days
Average time to sell
Slow
8.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Breckenridge, CO metro data
🏠

Property Strategy for 80435

Which property type performs best in this market?

Best for Cash Flow
1BR
2.3% cap rate
Best for Appreciation
5BR
+8.1% 5yr CAGR
Best Overall Value
3BR
$365,016/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $512,205 $1,630 2.3% +6.8% $512,205
2BR $781,366 $2,140 2.0% +7.0% $390,683
3BR $1,095,048 $2,820 1.9% +6.6% $365,016
4BR $1,683,494 $3,020 1.3% +7.8% $420,874
5BR $2,235,562 +8.1% $447,112

Market Trends

Home Value History (with trend line)

$1.0M$860K$709K$558K$408K$257KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,436$3,277$3,118$2,958$2,799$2,640Jan 2025Oct 2025Jul 2026

📊 How Does 80435 Compare?

Metric 80435 Keystone Breckenridge, CO Colorado
Home Value $828,856 $828,856 N/A $535,778
5-Year CAGR 2.7% 2.7% N/A 4.9%
Avg Rent $3,060 $3,060 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 80435? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80435 (Keystone, CO). Anonymous, moderated, never written by AI.

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Property managers serving Summit County

Manage rentals here? List your business →

Mountain Valley Property Management offers capital project management, maintenance, financial management, and technology solutions for HOA, condominium, and private home properties. summary from their website

Unclaimed — is this your business? Claim it free
Peak Property Management
Breckenridge, CO

Peak Property Management offers Breckenridge lodging and vacation rentals, including cabins, condos, and homes. summary from their website

Unclaimed — is this your business? Claim it free

HM Property Management, previously Wildernest Community Management, specializes in managing Home Owners Associations in Summit County, Colorado. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+2.7%
Slow

📉 Market Crash Risk Index

Based on Breckenridge, CO metro

5/10
Elevated Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
2/2
89 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $828,856
Monthly Rent $3,060
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 5.5%

📈 Home Appreciation

1-Year -1.4% ▼
3-Year CAGR -2.1% ▼
5-Year CAGR +2.7% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year -0.1% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
65.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.7%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80435

Population: 8,447

💰 Median Household Income
$79,141
This area
$79,141
State
$79,719
USA
$74,580
🏠 Renter Occupied
39.9%
This area
39.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-25.8%
USA
3.7%
🎓 College Educated
51.6%
This area
51.6%
State
5.8%
USA
33.7%
👤 Median Age
34.3 years
This area
34.3 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
65.1%
This area
65.1%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 78.9%
Other/Mixed 19.5%
Hispanic/Latino 18.0%
Black/African American 0.9%
Asian 0.9%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
8.8%
This area
8.8%
USA
17.3%
📊 Poverty Rate
0.5%
This area
0.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80435

A Avg School Grade
2 Schools
12.0:1 Avg Class Size
$16,437 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Summit Cove Elementary School

📚 Pre-K – 05 Elementary
👥
214 Students
👨‍🏫
11.2:1 Class Size
💰
$16,437 Per Student
A Very Good

Dillon Valley Elementary School

📚 Pre-K – 05 Elementary
👥
410 Students
👨‍🏫
12.8:1 Class Size
💰
$16,437 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of market is Keystone, CO for investors?

Our data puts Keystone, CO at 3.0/5 for investability. Home prices of $829K and rents around $3,060/mo create a solid backdrop for investor activity.

Is vacancy a concern in Keystone, CO?

Rental vacancy in Keystone, CO is elevated. Investors should budget normal turnover but not chronic empty units.

What do rentals go for in Keystone, CO?

Rental rates in Keystone, CO average $3,060/mo. Tenant demand and $829K home values make the yield look reasonable by investor standards.

How landlord-friendly is Keystone, CO?

Landlord-friendliness in Keystone, CO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What approach is best for Keystone, CO real estate?

The best-fit strategy in Keystone, CO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 80435 now. You don’t know where it ranks.

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How 80435 ranks in Breckenridge, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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