Real Estate Investing in Dumont, Colorado (80436)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clear Creek • Population: 343 • Data updated: September 2026

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Should you buy in 80436 (Dumont, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (30/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 26.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dumont, CO (80436)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $495,564
Avg Monthly Rent $1,737
1% Rule ✗ Does Not Meet
Median Income $55,057
% Renters 0.0%

Market Analysis: 80436 Dumont

Investors eyeing 80436 need to respect the fundamentals at play. Home values of $496K come alongside slower price movement and elevated management overhead.

The 80436 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader CO picture, 80436 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Put differently, 343 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 80436 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dumont:

D Needs Caution
Buy Confidence Score: 44/100
Affordability
0/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,737/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$547K$467K$387K$307K$227K$147KFeb 2009Nov 2017Jul 2026

📊 How Does 80436 Compare?

Metric 80436 Dumont Colorado
Home Value $495,564 $495,564 $535,778
5-Year CAGR 1.8% 1.8% 4.9%
Avg Rent $1,737 $1,737 -
Cap Rate 2.7% 2.7% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80436 (Dumont, CO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.7%
Low
5yr Growth
+1.8%
Slow

📊 Market Snapshot

Home Value $495,564
Monthly Rent $1,737
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 4.5%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR -0.3% ▼
5-Year CAGR +1.8% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.8%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 80436

Population: 343

💰 Median Household Income
$55,057
This area
$55,057
State
$79,719
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.8%
USA
3.7%
🎓 College Educated
15.8%
This area
15.8%
State
5.8%
USA
33.7%
👤 Median Age
58.4 years
This area
58.4 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
26.5%
This area
26.5%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 74.0%
Other/Mixed 26.0%
👶 Under 18
6.6%
This area
6.6%
USA
22.0%
👴 65 and Over
39.5%
This area
39.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are homes affordable in Dumont, CO?

Typical homes in Dumont, CO go for around $496K. The 5-year CAGR of 0.0% predictable price movement.

What is it like being a landlord in Dumont, CO?

The landlord environment in Dumont, CO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What kind of tenants rent in Dumont, CO?

Tenant demand in Dumont, CO is solid. The local workforce $1,737/mo rents across most rental classes.

Can I house hack in Dumont, CO?

The house hack math a challenging in Dumont, CO. Owner-occupant buyers benefit from the $1,737/mo rents and $496K home values.

What approach is best for Dumont, CO real estate?

For Dumont, CO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 80436 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 80436 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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