Real Estate Investing in Denver, Colorado (80221)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Adams County • Population: 40,938 • Data updated: September 2026

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Should you buy in 80221 (Denver, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Flat appreciation: Values have barely moved over 5 years (1.0% CAGR).

What’s happening in Denver, CO (80221)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $451,494
Avg Monthly Rent $2,090
1% Rule ✗ Does Not Meet
Median Income $80,748
% Renters 32.9%

Market Analysis: 80221 Denver

ZIP 80221 in Denver, CO carries a solid set of headwinds. Home values near $451K and rents of $2,090/mo sit inside a market where underwriting has to be tight.

The investment case in 80221 is resilient only for operators who understand what they are buying. A $451K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 80221 sits on the difficult end of the CO spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

A substantial renter share of 33% in 80221 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 80221 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Denver:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
10/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Declining (-0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,090/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Denver-Aurora-Lakewood, CO Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
12.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Denver-Aurora-Lakewood, CO metro data
🏠

Property Strategy for 80221

Which property type performs best in this market?

Best for Cash Flow
4BR
4.2% cap rate
Best for Appreciation
5BR
+3.9% 5yr CAGR
Best Overall Value
5BR
$98,836/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $348,248 $1,620 3.3% +1.5% $348,248
2BR $400,658 $1,930 3.5% +3.1% $200,329
3BR $447,845 $2,520 4.1% +3.5% $149,282
4BR $485,330 $2,820 4.2% +3.8% $121,332
5BR $494,181 +3.9% $98,836

Market Trends

Home Value History (with trend line)

$522K$440K$359K$277K$195K$113KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,495$2,294$2,093$1,892$1,691$1,491Dec 2018Oct 2022Jul 2026

📊 How Does 80221 Compare?

Metric 80221 Denver Denver-Aurora-Lakewood, CO Colorado
Home Value $451,494 $476,211 N/A $535,778
5-Year CAGR 1.0% 0.5% N/A 4.9%
Avg Rent $2,090 $1,946 N/A -
Cap Rate 3.6% 2.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80221 (Denver, CO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 80221 (Denver, CO)?

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Investability
Fair
Cap Rate
3.6%
Low
5yr Growth
+1.0%
Slow

📊 Market Snapshot

Home Value $451,494
Monthly Rent $2,090
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 4.6%

📈 Home Appreciation

1-Year -0.3% ▼
3-Year CAGR -1.2% ▼
5-Year CAGR +1.0% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year -2.3% ▼
3-Year CAGR +0.1% ▲
5-Year CAGR +2.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.0%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 80221

Population: 40,938

💰 Median Household Income
$80,748
This area
$80,748
State
$79,719
USA
$74,580
🏠 Renter Occupied
32.9%
This area
32.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-25.8%
USA
3.7%
🎓 College Educated
25.7%
This area
25.7%
State
5.8%
USA
33.7%
👤 Median Age
34.4 years
This area
34.4 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 66.2%
Other/Mixed 31.2%
Hispanic/Latino 25.5%
Black/African American 1.4%
Asian 1.1%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
11.9%
This area
11.9%
USA
17.3%
📊 Poverty Rate
7.7%
This area
7.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80221

B+ Avg School Grade
22 Schools
16.1:1 Avg Class Size
$16,306 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Metropolitan Arts Academy

📚 Pre-K – 08 School
👥
305 Students
👨‍🏫
14.5:1 Class Size
💰
$17,587 Per Student
A+ Excellent

Orchard Park Academy

📚 Pre-K – 08 School
👥
524 Students
👨‍🏫
14.9:1 Class Size
💰
$17,587 Per Student
A Very Good

Beach Court Elementary School

📚 Pre-K – 05 Elementary
👥
253 Students
👨‍🏫
14.2:1 Class Size
💰
$19,296 Per Student
A Very Good

Federal Heights Elementary School

📚 Pre-K – 05 Elementary
👥
425 Students
👨‍🏫
13.9:1 Class Size
💰
$14,916 Per Student
A Very Good

Hillcrest Elementary School

📚 K – 05 Elementary
👥
358 Students
👨‍🏫
14.0:1 Class Size
💰
$14,916 Per Student
A Very Good

Josephine Hodgkins Leadership Academy

📚 Pre-K – 08 School
👥
560 Students
👨‍🏫
15.5:1 Class Size
💰
$17,587 Per Student
A Very Good

Sherrelwood Elementary School

📚 Pre-K – 05 Elementary
👥
199 Students
👨‍🏫
12.8:1 Class Size
💰
$17,587 Per Student
B+ Above Average

North Mor Elementary School

📚 Pre-K – 05 Elementary
👥
314 Students
👨‍🏫
15.5:1 Class Size
💰
$14,916 Per Student
B+ Above Average

North Star Elementary School

📚 Pre-K – 05 Elementary
👥
331 Students
👨‍🏫
15.8:1 Class Size
💰
$14,916 Per Student
B+ Above Average

Colorado Sports Leadership Academy

📚 Pre-K – 08 School
👥
417 Students
👨‍🏫
19.8:1 Class Size
💰
$17,587 Per Student
B+ Above Average

Fairview PK-8

📚 Pre-K – 07 School
👥
364 Students
👨‍🏫
18.4:1 Class Size
💰
$17,587 Per Student
B+ Above Average

Mapleton Online

📚 K – 12 K-12
👥
171 Students
👨‍🏫
12.7:1 Class Size
💰
$16,096 Per Student
B+ Above Average

Performing Arts School on Broadway

📚 07 – 12 High School
👥
146 Students
👨‍🏫
13.3:1 Class Size
💰
$16,096 Per Student
B+ Above Average

Valley View Innovation School

📚 Pre-K – 04 Elementary
👥
121 Students
👨‍🏫
14.5:1 Class Size
💰
$16,096 Per Student
B+ Above Average

Global Primary Academy

📚 Pre-K – 03 Elementary
👥
264 Students
👨‍🏫
17.2:1 Class Size
💰
$16,096 Per Student
B Good

Adventure Elementary

📚 Pre-K – 06 School
👥
397 Students
👨‍🏫
18.3:1 Class Size
💰
$16,096 Per Student
B Good

Global Intermediate Academy

📚 04 – 08 School
👥
354 Students
👨‍🏫
20.0:1 Class Size
💰
$16,096 Per Student
B Good

Global Leadership Academy

📚 09 – 12 High School
👥
378 Students
👨‍🏫
19.9:1 Class Size
💰
$16,096 Per Student
B Good

Trailside Academy

📚 Pre-K – 08 School
👥
502 Students
👨‍🏫
19.2:1 Class Size
💰
$16,096 Per Student
B Good

Ricardo Flores Magon Academy

📚 K – 08 School Charter
👥
254 Students
👨‍🏫
14.2:1 Class Size
💰
$12,972 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 11,091 Off-Campus Students
D
Pima Medical Institute-Denver
764 students · 1.2 mi
C
Regis University
4,631 students · 2.2 mi
C
Denver College of Nursing
1,008 students · 4.4 mi
C+
Elevate Salon Institute-Westminster
115 students · 4.4 mi
C
Metropolitan State University of Denver
17,593 students · 4.9 mi
D
Colorado State University-System Office
0 students · 5.0 mi
B
Emily Griffith Technical College
5,914 students · 5.0 mi
D
University of Colorado System Office
0 students · 5.1 mi

Investor Insight: With 11,091 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Denver, CO?

Denver, CO home values average about $451K. That price point suits investors targeting rentals with $2,090/mo in monthly income.

How strong are rents in Denver, CO?

Investors in Denver, CO typically see rents near $2,090/mo per month against $451K home values - a solid setup for rental cash flow.

Can I live-in-and-rent in Denver, CO?

House hacking in Denver, CO is a challenging. With home values around $451K and rents at $2,090/mo, owner-occupants can offset a meaningful share of PITI.

Is Denver, CO a friendly market for rental owners?

For rental operators, Denver, CO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How deep is the rental pool in Denver, CO?

Expect a solid tenant pool in Denver, CO. The rental market absorbs $2,090/mo rents without meaningful friction.

You know 80221 now. You don’t know where it ranks.

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How 80221 ranks in Denver-Aurora-Lakewood, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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