Real Estate Investing in Lubbock, Texas (79414)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 79414 (Lubbock, TX)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Lubbock, TX (79414)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 79414 Lubbock
Not every below-median market is a bargain. Lubbock's 79414 ZIP posts signals that favor experienced operators who can absorb the risk $155K pricing implies.
For an experienced owner, 79414 can be a a viable market for hunting ground — but the discount at $155K reflects genuine risk that outside investors often underestimate.
ZIP 79414's metrics run below Lubbock County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 79414 ZIP's population of 17,471 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
New investors are better served looking at Lubbock's stable or hybrid ZIPs before stepping into 79414. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Lubbock:
Property Strategy for 79414
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $99,023 | $1,240 | 9.0% | +4.5% | $49,511 |
| 3BR | $156,235 | $1,720 | 7.9% | +4.5% | $52,078 |
| 4BR | $187,101 | $2,050 | 7.9% | +4.6% | $46,775 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 79414 Compare?
| Metric | 79414 | Lubbock | Lubbock, TX | Texas |
|---|---|---|---|---|
| Home Value | $155,194 | $94,293 | N/A | $297,000 |
| 5-Year CAGR | 2.8% | 2.6% | N/A | 5.4% |
| Avg Rent | $1,204 | $1,217 | N/A | - |
| Cap Rate | 6.1% | 6.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 79414 (Lubbock, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $155,194 |
| Monthly Rent | $1,204 |
| Price-to-Rent | 10.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.3% |
| Cap Rate | 6.1% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +2.1% ▲ |
| 3-Year CAGR | -0.4% ▼ |
| 5-Year CAGR | +2.8% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | +14.0% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 79414
Population: 17,471
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 79414
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
OVERTON EL
WHEELOCK EL
COMMANDER WILLIAM C MCCOOL ACADEMY
EVANS MIDDLE
MAEDGEN EL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,467 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is housing expensive in Lubbock, TX?
In Lubbock, TX the median home value sits at $155K. Against the broader TX market, that reads as reasonable for most investors.
What kind of tenants rent in Lubbock, TX?
The tenant pool in Lubbock, TX is solid, supported by local employment and population fundamentals. Rents of $1,204/mo are well-absorbed by the market.
How landlord-friendly is Lubbock, TX?
For rental operators, Lubbock, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
How much do tenants pay in Lubbock, TX?
Rental rates in Lubbock, TX average $1,204/mo. Tenant demand and $155K home values make the yield look reasonable by investor standards.
Do landlords face vacancy issues in Lubbock, TX?
Lubbock, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.
You know 79414 now. You don’t know where it ranks.
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How 79414 ranks in Lubbock, TX
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