ZIP Codes That Pass the 1% Rule in Lubbock, TX (2026)
Where monthly rent is at least 1% of the purchase price — the quick screen investors use before running full numbers.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 79322 1% rule | Crosbyton, TX | $77,225 | $972 | 9.82% | -1.4% |
| 2 | 79404 1% rule | Lubbock, TX | $101,651 | $1,143 | 8.77% | 3.1% |
| 3 | 79357 1% rule | Ralls, TX | $90,950 | $972 | 8.34% | — |
| 4 | 79403 1% rule | Lubbock, TX | $103,786 | $1,084 | 8.15% | 1.3% |
| 5 | 79411 1% rule | Lubbock, TX | $100,955 | $1,039 | 8.03% | 1.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Lubbock, TX · Appreciation in Lubbock, TX · Affordable in Lubbock, TX
Or see the full Lubbock, TX metro profile.