Real Estate Investing in Ralls, Texas (79357)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Crosby County • Population: 1,883 • Data updated: September 2026

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Should you buy in 79357 (Ralls, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ralls, TX (79357)?

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4.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $90,950
Avg Monthly Rent $972
1% Rule ✓ Meets
Median Income $55,938
% Renters 29.6%

Market Analysis: 79357 Ralls

In Ralls's 79357 ZIP, the arithmetic favors hands-on owners. Median home values posts $91K, leaving spread for capex-heavy BRRRR or reposition strategies.

ZIP 79357 favors investors with a contractor on speed dial. Meanwhile, the turnkey yield looks ordinary, a renovated unit pulls stronger rent than the unrenovated $972/mo average.

Regionally, 79357 sits on the affordable end of the Crosby County map. In practical terms, the absolute numbers are modest, the spread between acquisition price and post-rehab value is wider than in turnkey ZIPs.

Meanwhile, incomes in 79357 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

Value-add plays pencil in 79357 when three things line up: a sub-median purchase, a realistic rehab budget, and a post-rehab rent comp that stands up. All three are present in this ZIP.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ralls:

B+ Great
Buy Confidence Score: 82/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.6× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
Lubbock, TX Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
9.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lubbock, TX metro data

Market Trends

Home Value History (with trend line)

$105K$98K$91K$85K$78K$71KFeb 2022May 2024Jul 2026

📊 How Does 79357 Compare?

Metric 79357 Ralls Lubbock, TX Texas
Home Value $90,950 $90,950 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $972 $972 N/A -
Cap Rate 8.3% 8.3% - -
💡 Why Invest in 79357? Click to expand

This ZIP code meets the 1% rule with rent at $972/mo on homes averaging $90,950 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79357 (Ralls, TX). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.3%
Excellent

📉 Market Crash Risk Index

Based on Lubbock, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
2/2
64 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $90,950
Monthly Rent $972
Price-to-Rent 7.8:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.8%
Cap Rate 8.3%
5-Year IRR 15.2%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.3%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.3%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 79357

Population: 1,883

💰 Median Household Income
$55,938
This area
$55,938
State
$70,593
USA
$74,580
🏠 Renter Occupied
29.6%
This area
29.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-25.4%
USA
3.7%
🎓 College Educated
12.9%
This area
12.9%
State
-5.8%
USA
33.7%
👤 Median Age
39.4 years
This area
39.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
19.8%
This area
19.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 76.4%
Other/Mixed 18.5%
Hispanic/Latino 18.1%
Black/African American 4.2%
Asian 0.9%
👶 Under 18
26.9%
This area
26.9%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
16.0%
This area
16.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79357

B+ Avg School Grade
4 Schools
7.4:1 Avg Class Size
$15,486 Avg Per Pupil

Schools in This ZIP Code

A Very Good

RALLS EL

📚 Pre-K – 05 Elementary
👥
189 Students
👨‍🏫
9.2:1 Class Size
💰
$15,486 Per Student
A Very Good

RALLS H S

📚 09 – 12 High School
👥
148 Students
👨‍🏫
9.6:1 Class Size
💰
$15,486 Per Student
A Very Good

RALLS MIDDLE

📚 06 – 08 Middle
👥
103 Students
👨‍🏫
9.2:1 Class Size
💰
$15,486 Per Student
B Good

RECOVERY EDUCATION CAMPUS

📚 Grade 11 High School
👥
1 Students
👨‍🏫
1.5:1 Class Size
💰
$15,486 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is house hacking profitable in Ralls, TX?

House hacking works an attractive in Ralls, TX. Rents of $972/mo against $91K acquisition make the strategy solid for owner-occupants.

Is Ralls, TX better for rentals, flips, or BRRRR?

Ralls, TX investors pursuing value-add and BRRRR deals. The underlying economics ($91K prices, $972/mo rents) make it a reasonable choice.

How strong are rents in Ralls, TX?

The typical rental in Ralls, TX commands about $972/mo monthly. That rent profile measured cash flow against the $91K purchase basis.

Does Ralls, TX rent-to-price ratio clear the 1% rule?

Hitting the 1% rule in Ralls, TX is realistic given the 1.07% average rent-to-price. Most value-add properties push well above that line.

Is Ralls, TX good for BRRRR investors?

BRRRR in Ralls, TX is a strong. The interplay of $91K values and $972/mo rents creates reasonable refinance conditions.

You know 79357 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 79357 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 79357 ranks in Lubbock, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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