Real Estate Investing in Crosbyton, Texas (79322)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Crosby County • Population: 1,945 • Data updated: September 2026

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Should you buy in 79322 (Crosbyton, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.8% of homes vacant — above national norms.
  • Declining values: -1.4% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Crosbyton, TX (79322)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $77,225
Avg Monthly Rent $972
1% Rule ✓ Meets
Median Income $49,432
% Renters 33.9%

Market Analysis: 79322 Crosbyton

Investors scanning Crosbyton, TX for forced-equity plays often land on the 79322 ZIP. A an appealing option for entry near $77K pairs with rents of $972/mo to widen the renovation window.

Cap rate math of 0.0% understates the return here. Post-rehab, stabilized yields climb, and the 79322 ZIP's older housing stock gives operators the opportunity set to execute.

Comparing Crosbyton submarkets, ZIP 79322 offers an entry cost that most surrounding neighborhoods have moved past. The robust delta is the opportunity.

Demographically, 79322 is a working ZIP — not a luxury market. That profile is exactly what value-add operators need in order to price their renovated product correctly.

ZIP 79322 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Crosbyton:

C+ Average
Buy Confidence Score: 62/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.6× the median income
Value Trend
Rising (+15.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Lubbock, TX Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
9.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lubbock, TX metro data

Market Trends

Home Value History (with trend line)

$87K$81K$75K$69K$62K$56KJun 2010Jul 2018Jul 2026

📊 How Does 79322 Compare?

Metric 79322 Crosbyton Lubbock, TX Texas
Home Value $77,225 $77,225 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $972 $972 N/A -
Cap Rate 9.8% 9.8% - -
💡 Why Invest in 79322? Click to expand

This ZIP code meets the 1% rule with rent at $972/mo on homes averaging $77,225 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79322 (Crosbyton, TX). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.8%
Excellent
5yr Growth
-1.4%
Declining

📉 Market Crash Risk Index

Based on Lubbock, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
2/2
64 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $77,225
Monthly Rent $972
Price-to-Rent 6.6:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.1%
Cap Rate 9.8%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +15.6% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR -1.4% ▼
10-Year CAGR +1.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.8%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.8%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 79322

Population: 1,945

💰 Median Household Income
$49,432
This area
$49,432
State
$70,593
USA
$74,580
🏠 Renter Occupied
33.9%
This area
33.9%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-25.4%
USA
3.7%
🎓 College Educated
13.7%
This area
13.7%
State
-5.8%
USA
33.7%
👤 Median Age
39.4 years
This area
39.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.8%
This area
15.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 66.4%
Other/Mixed 30.9%
Hispanic/Latino 24.7%
Black/African American 2.6%
Asian 0.1%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
18.1%
This area
18.1%
USA
17.3%
📊 Poverty Rate
17.2%
This area
17.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79322

C+ Avg School Grade
3 Schools
10.1:1 Avg Class Size
$16,713 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CROSBYTON CISD PRE K-12

📚 Pre-K – 12 K-12
👥
308 Students
👨‍🏫
10.1:1 Class Size
💰
$16,713 Per Student
C Below Average

CROSBYTON DAEP

📚 Grade 12 High School Limited Data
👥
1 Students
💰
$16,713 Per Student
C Below Average

SP ED CO-OP

📚 Pre-K – 12 K-12 Limited Data
👥
10 Students
💰
$16,713 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does a duplex house hack pencil in Crosbyton, TX?

Crosbyton, TX is a an attractive market for house hackers. FHA or conventional owner-occupant buyers find the $77K price point reasonable to enter.

Is Crosbyton, TX a viable BRRRR market?

BRRRR works a strong in Crosbyton, TX. With $77K ARVs and $972/mo rents, investors who buy right can refinance out most of their capital.

Should investors consider Crosbyton, TX?

Our data puts Crosbyton, TX at 4.0/5 for investability. Home prices of $77K and rents around $972/mo create a solid backdrop for investor activity.

How close is Crosbyton, TX to meeting the 1% rule?

Yes, many Crosbyton, TX properties clear the 1% rule. The rent-to-price ratio averages 1.26%, supported by $972/mo rents.

What do landlords charge for rent in Crosbyton, TX?

Average rent in Crosbyton, TX is approximately $972/mo per month. Against $77K home values that yields a reasonable rent-to-price ratio.

You know 79322 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 79322 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 79322 ranks in Lubbock, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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