Real Estate Investing in Lubbock, Texas (79410)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 79410 (Lubbock, TX)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Lubbock, TX (79410)?
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Market Analysis: 79410 Lubbock
ZIP 79410 in Lubbock, TX carries a resilient set of headwinds. Home values near $189K and rents of $1,265/mo sit inside a market where underwriting has to be tight.
Rent of $1,265/mo on a $189K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 79410 sits below the stated 0.0% once reality is priced in.
In the broader TX picture, 79410 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Resident income in 79410 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 79410 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Lubbock:
Property Strategy for 79410
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $141,847 | $1,390 | 7.1% | +6.0% | $70,924 |
| 3BR | $187,063 | $1,930 | 7.4% | +5.8% | $62,354 |
| 4BR | $260,338 | $2,290 | 6.3% | +6.1% | $65,085 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 79410 Compare?
| Metric | 79410 | Lubbock | Lubbock, TX | Texas |
|---|---|---|---|---|
| Home Value | $188,543 | $94,293 | N/A | $297,000 |
| 5-Year CAGR | 4.0% | 2.6% | N/A | 5.4% |
| Avg Rent | $1,265 | $1,217 | N/A | - |
| Cap Rate | 5.2% | 6.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 79410 (Lubbock, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $188,543 |
| Monthly Rent | $1,265 |
| Price-to-Rent | 12.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.1% |
| Cap Rate | 5.2% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +1.1% ▲ |
| 5-Year CAGR | +4.0% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 79410
Population: 10,425
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 79410
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
ATKINS MIDDLE
SLATON MIDDLE
BEAN EL
BETTY M CONDRA SCHOOL FOR EDUCATION INNOVATION
WHEELOCK EL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,467 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Lubbock, TX a good market for buy-and-hold investors?
The 3.0/5 investability rating in Lubbock, TX reflects its $189K prices and $1,265/mo rents. Investors generally consider it a solid option within TX.
What approach is best for Lubbock, TX real estate?
In Lubbock, TX the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $189K prices and $1,265/mo rents suits that approach.
Is Lubbock, TX a friendly market for rental owners?
Landlord-friendliness in Lubbock, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What is the typical vacancy rate in Lubbock, TX?
Lubbock, TX carries elevated vacancy risk. Expect consistent absorption at market rents of $1,265/mo.
Is Lubbock, TX good for house hacking?
House hacking in Lubbock, TX is reasonable to execute. Prices around $189K and rents of $1,265/mo solid owner-occupant economics.
You know 79410 now. You don’t know where it ranks.
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How 79410 ranks in Lubbock, TX
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