Real Estate Investing in Stinnett, Texas (79083)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hutchinson County • Population: 1,776 • Data updated: September 2026

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Should you buy in 79083 (Stinnett, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 40.6% of homes vacant — above national norms.
  • Declining values: -1.9% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 7.0% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stinnett, TX (79083)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $125,968
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $56,250
% Renters 23.6%

Market Analysis: 79083 Stinnett

Not every below-median market is a bargain. Stinnett's 79083 ZIP shows signals that favor experienced operators who can absorb the risk $126K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 79083 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Stinnett have seen price recovery that 79083 has not matched. Hutchinson County data supports the view that the spread is structural rather than temporary.

In practical terms, 1,776 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 79083 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stinnett:

C Below Average
Buy Confidence Score: 58/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Declining (-7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Borger, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Borger, TX metro data

Market Trends

Home Value History (with trend line)

$150K$140K$130K$120K$109K$99KFeb 2018May 2022Jul 2026

📊 How Does 79083 Compare?

Metric 79083 Stinnett Borger, TX Texas
Home Value $125,968 $125,968 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $873 $873 N/A -
Cap Rate 5.4% 5.4% - -
💡 Why Invest in 79083? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79083 (Stinnett, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
-1.9%
Declining

📉 Market Crash Risk Index

Based on Borger, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $125,968
Monthly Rent $873
Price-to-Rent 12.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.3%
Cap Rate 5.4%
5-Year IRR 3.5%

📈 Home Appreciation

1-Year -7.0% ▼
3-Year CAGR -1.2% ▼
5-Year CAGR -1.9% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
40.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 79083

Population: 1,776

💰 Median Household Income
$56,250
This area
$56,250
State
$70,593
USA
$74,580
🏠 Renter Occupied
23.6%
This area
23.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-25.4%
USA
3.7%
🎓 College Educated
16.8%
This area
16.8%
State
-5.8%
USA
33.7%
👤 Median Age
34.7 years
This area
34.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
40.6%
This area
40.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 84.1%
Other/Mixed 15.3%
Hispanic/Latino 12.5%
Asian 0.3%
Black/African American 0.2%
👶 Under 18
29.2%
This area
29.2%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
9.7%
This area
9.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79083

A+ Avg School Grade
2 Schools
10.0:1 Avg Class Size
$19,924 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

WEST TEXAS SECONDARY SCHOOL

📚 06 – 12 High School
👥
311 Students
👨‍🏫
8.8:1 Class Size
💰
$19,924 Per Student
A+ Excellent

WEST TEXAS EL

📚 Pre-K – 05 Elementary
👥
253 Students
👨‍🏫
11.2:1 Class Size
💰
$19,924 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors consider Stinnett, TX?

The 3.0/5 investability rating in Stinnett, TX reflects its $126K prices and $873/mo rents. Investors generally consider it a solid option within TX.

What is the smart move for investors in Stinnett, TX?

In Stinnett, TX the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $126K prices and $873/mo rents suits that approach.

What do rentals go for in Stinnett, TX?

Average rent in Stinnett, TX is approximately $873/mo per month. Against $126K home values that yields a reasonable rent-to-price ratio.

How viable is house hacking in Stinnett, TX?

The house hack math a challenging in Stinnett, TX. Owner-occupant buyers benefit from the $873/mo rents and $126K home values.

What is it like being a landlord in Stinnett, TX?

TX law landlord-friendly for landlords, and Stinnett inherits those rules. Investors should still review local ordinances for rental licensing.

You know 79083 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 79083 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 79083 ranks in Borger, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Affordable →
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