Best ZIP Codes for Cash Flow in Borger, TX (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 79080 1% rule | Skellytown, TX | $58,501 | $945 | 12.60% | — |
| 2 | 79007 | Borger, TX | $108,989 | $933 | 6.68% | 2.1% |
| 3 | 79081 | Spearman, TX | $125,479 | $1,035 | 6.43% | -3.3% |
| 4 | 79083 | Stinnett, TX | $125,968 | $873 | 5.41% | -1.9% |
| 5 | 79036 | Fritch, TX | $156,351 | $954 | 4.76% | 2.2% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →