Real Estate Investing in Borger, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 13,927 • Hutchinson County

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Should you buy in Borger, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 32.1% of homes vacant — above national norms.

What’s happening in Borger, TX?

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3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

2.1% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $54,495
Avg Monthly Rent $933
ZIP Codes 2

Investing in Borger Real Estate

Borger (Texas) spans 2 ZIPs and roughly a sizable population. plainly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

Investors considering Borger, TX should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

The $933/mo / $54K relationship in Borger looks underwhelming once vacancy and capex are incorporated into underwriting. trends toward the realized yield tends to disappoint.

The 0% renter share in Borger masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Borger, TX

Borger is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Affordable →

Landlord Ground Truth

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Avg Home Value
$54,495
Avg Monthly Rent
$933
1% Rule
✓ Passes
Landlord Friendly (TX)

📉 Market Crash Risk Index

Based on Borger, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Borger, TX metro
0
Days to pending
9.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

🎓 Colleges & Universities in Borger

1 College 1,748 Students 653 Off-Campus Renters
C
Frank Phillips College
2-Year Public · 1,748 students
📍 ~653 students rent off-campus

Investor Insight: With 653 students living off-campus, Borger has substantial rental demand from the college population — typically stable, lease-renewing tenants.

ZIP Codes in Borger, TX

Screen every ZIP in Borger

Filter Borger’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Borger, TX

Are homes affordable in Borger, TX?

Typical homes in Borger, TX go for around $54K. The 5-year CAGR of 0.0% steady price movement.

How tight is the rental market in Borger, TX?

Borger, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.

Is Borger, TX good for landlords?

Rental owners in Borger, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is Borger, TX a good market for FHA house hackers?

The house hack math a challenging in Borger, TX. Owner-occupant buyers benefit from the $933/mo rents and $54K home values.

Is the tenant base reliable in Borger, TX?

Borger, TX offers a reliable renter base at the $933/mo rent level. Tenant turnover is reasonable for well-managed properties.

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