Real Estate Investing in Borger, Texas (79007)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hutchinson County • Population: 13,927 • Data updated: September 2026

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Should you buy in 79007 (Borger, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 32.1% of homes vacant — above national norms.

What’s happening in Borger, TX (79007)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $108,989
Avg Monthly Rent $933
1% Rule ✗ Does Not Meet
Median Income $58,524
% Renters 21.2%

Market Analysis: 79007 Borger

Meanwhile, ZIP 79007 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $109K median. It rewards specialists, not generalists.

The investment case in 79007 is resilient only for operators who understand what they are buying. A $109K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 79007 sits on the difficult end of the TX spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 79007 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Borger:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
14/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.9× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $933/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Borger, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Borger, TX metro data
🏠

Property Strategy for 79007

Which property type performs best in this market?

Best for Cash Flow
2BR
10.3% cap rate
Best for Appreciation
3BR
+7.6% 5yr CAGR
Best Overall Value
2BR
$34,807/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $69,614 $1,000 10.3% +7.2% $34,807
3BR $142,246 $1,390 7.0% +7.6% $47,415
4BR $224,341 $1,680 5.4% +6.9% $56,085

Market Trends

Home Value History (with trend line)

$118K$110K$103K$95K$87K$80KMar 2009Nov 2017Jul 2026

Rent History (with trend line)

$968$960$953$945$938$931May 2026Jun 2026Jul 2026

📊 How Does 79007 Compare?

Metric 79007 Borger Borger, TX Texas
Home Value $108,989 $54,495 N/A $297,000
5-Year CAGR 2.1% 2.1% N/A 5.4%
Avg Rent $933 $933 N/A -
Cap Rate 6.7% 6.7% - -
💡 Why Invest in 79007? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79007 (Borger, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.7%
Good
5yr Growth
+2.1%
Slow

📉 Market Crash Risk Index

Based on Borger, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $108,989
Monthly Rent $933
Price-to-Rent 9.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.3%
Cap Rate 6.7%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +2.1% ▲
10-Year CAGR +2.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 79007

Population: 13,927

💰 Median Household Income
$58,524
This area
$58,524
State
$70,593
USA
$74,580
🏠 Renter Occupied
21.2%
This area
21.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-25.4%
USA
3.7%
🎓 College Educated
17.4%
This area
17.4%
State
-5.8%
USA
33.7%
👤 Median Age
36.9 years
This area
36.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
32.1%
This area
32.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 73.2%
Other/Mixed 23.1%
Hispanic/Latino 17.8%
Black/African American 2.7%
Asian 0.9%
👶 Under 18
25.7%
This area
25.7%
USA
22.0%
👴 65 and Over
15.5%
This area
15.5%
USA
17.3%
📊 Poverty Rate
9.8%
This area
9.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79007

B+ Avg School Grade
6 Schools
14.0:1 Avg Class Size
$12,532 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BORGER H S

📚 09 – 12 High School
👥
715 Students
👨‍🏫
10.0:1 Class Size
💰
$12,532 Per Student
A Very Good

BORGER MIDDLE

📚 07 – 08 Middle
👥
317 Students
👨‍🏫
10.7:1 Class Size
💰
$12,532 Per Student
B+ Above Average

PAUL BELTON EL

📚 Pre-K – K Elementary
👥
297 Students
👨‍🏫
14.4:1 Class Size
💰
$12,532 Per Student
B Good

BORGER INT

📚 05 – 06 School
👥
344 Students
👨‍🏫
15.8:1 Class Size
💰
$12,532 Per Student
B Good

CROCKETT EL

📚 03 – 04 Elementary
👥
362 Students
👨‍🏫
17.7:1 Class Size
💰
$12,532 Per Student
B Good

GATEWAY EL

📚 01 – 02 Elementary
👥
337 Students
👨‍🏫
15.8:1 Class Size
💰
$12,532 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 653 Off-Campus Students
C
Frank Phillips College
1,748 students · 0.8 mi

Investor Insight: With 653 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in Borger, TX?

Average rent in Borger, TX is approximately $933/mo per month. Against $109K home values that yields a reasonable rent-to-price ratio.

Is rental property easy to operate in Borger, TX?

Landlord-friendliness in Borger, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Should investors consider Borger, TX?

With a 3.0/5 investability score, Borger, TX ranks as a solid market for rental property investors. Median prices of $109K and rents of $933/mo drive the underlying numbers.

What type of investing works in Borger, TX?

A careful cash-flow rentals with hands-on management strategy Borger, TX best. The market produces even-keeled results for that approach at the $109K price point.

Is vacancy a concern in Borger, TX?

Rental vacancy in Borger, TX is elevated. Investors should budget normal turnover but not chronic empty units.

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How 79007 ranks in Borger, TX

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