Real Estate Investing in Somerset, Texas (78069)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78069 (Somerset, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 11.6% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Somerset, TX (78069)?
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Market Analysis: 78069 Somerset
Investors eyeing 78069 need to respect the fundamentals at play. Home values of $239K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 78069 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 78069 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 78069 ZIP's population of 6,904 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
The right play in 78069 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Somerset:
Market Trends
Home Value History (with trend line)
📊 How Does 78069 Compare?
| Metric | 78069 | Somerset | San Antonio-New Braunfels, TX | Texas |
|---|---|---|---|---|
| Home Value | $239,276 | $239,276 | N/A | $297,000 |
| 5-Year CAGR | 1.9% | 1.9% | N/A | 5.4% |
| Avg Rent | $981 | $981 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78069 (Somerset, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $239,276 |
| Monthly Rent | $981 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +7.1% ▲ |
| 3-Year CAGR | +1.2% ▲ |
| 5-Year CAGR | +1.9% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78069
Population: 6,904
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78069
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,555 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do home values compare in Somerset, TX?
Homes in Somerset, TX typically sell near $239K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
What monthly rent should investors expect in Somerset, TX?
Rental rates in Somerset, TX average $981/mo. Tenant demand and $239K home values make the yield look reasonable by investor standards.
What is the best play in Somerset, TX?
Somerset, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($239K prices, $981/mo rents) make it a reasonable choice.
How strong is Somerset, TX for real estate investors?
Somerset, TX rates 2.0/5 for investability. With median values at $239K and rents near $981/mo, the market offers reasonable fundamentals for rental investors.
Are renters plentiful in Somerset, TX?
Working renters make up the core of the Somerset, TX tenant base. The pool is reasonable for investors targeting long-term holds.
You know 78069 now. You don’t know where it ranks.
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How 78069 ranks in San Antonio-New Braunfels, TX
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