Real Estate Investing in Natalia, Texas (78059)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Medina County • Population: 6,139 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 78059 (Natalia, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (55/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.4% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 27.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Natalia, TX (78059)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $320,299
Avg Monthly Rent $972
1% Rule ✗ Does Not Meet
Median Income $72,648
% Renters 10.4%

Market Analysis: 78059 Natalia

In practical terms, ZIP 78059 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $320K median. It rewards specialists, not generalists.

The investment case in 78059 is robust only for operators who understand what they are buying. A $320K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 78059 and stronger Natalia ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 78059 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 78059 is an operator game, not a passive one. Stepping back, entry prices of $320K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Natalia:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
14/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Stable (+2.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data
🏠

Property Strategy for 78059

Which property type performs best in this market?

Best for Cash Flow
3BR
2.7% cap rate
Best for Appreciation
3BR
+6.9% 5yr CAGR
Best Overall Value
4BR
$112,604/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $379,735 $1,420 2.7% +6.9% $126,578
4BR $450,417 $1,430 2.3% $112,604

Market Trends

Home Value History (with trend line)

$349K$302K$254K$206K$159K$111KMar 2009Nov 2017Jul 2026

📊 How Does 78059 Compare?

Metric 78059 Natalia San Antonio-New Braunfels, TX Texas
Home Value $320,299 $277,256 N/A $297,000
5-Year CAGR 2.1% 1.2% N/A 5.4%
Avg Rent $972 $1,080 N/A -
Cap Rate 2.4% 3.2% - -
💡 Why Invest in 78059? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78059 (Natalia, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 78059 (Natalia, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+2.1%
Slow

📊 Market Snapshot

Home Value $320,299
Monthly Rent $972
Price-to-Rent 27.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.4%
5-Year IRR 4.5%

📈 Home Appreciation

1-Year +2.2% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +2.1% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78059

Population: 6,139

💰 Median Household Income
$72,648
This area
$72,648
State
$70,593
USA
$74,580
🏠 Renter Occupied
10.4%
This area
10.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-25.4%
USA
3.7%
🎓 College Educated
12.6%
This area
12.6%
State
-5.8%
USA
33.7%
👤 Median Age
36.9 years
This area
36.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.4%
This area
10.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 65.9%
Other/Mixed 33.9%
Hispanic/Latino 33.6%
Black/African American 0.1%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78059

A Avg School Grade
4 Schools
14.2:1 Avg Class Size
$17,183 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

NATALIA H S

📚 09 – 12 High School
👥
346 Students
👨‍🏫
11.1:1 Class Size
💰
$17,183 Per Student
A+ Excellent

NATALIA J H

📚 06 – 08 Middle
👥
260 Students
👨‍🏫
11.9:1 Class Size
💰
$17,183 Per Student
A+ Excellent

NATALIA EL

📚 02 – 05 Elementary
👥
371 Students
👨‍🏫
14.8:1 Class Size
💰
$17,183 Per Student
B+ Above Average

NATALIA EARLY CHILD CTR

📚 Pre-K – 01 Elementary
👥
290 Students
👨‍🏫
18.9:1 Class Size
💰
$17,183 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How does Natalia, TX rate as a rental market?

Investors tracking Natalia, TX will find a 3.0/5 rating supported by $320K median home values and $972/mo rents. That profile suits long-term holders targeting steady returns.

How do home values compare in Natalia, TX?

The median home value in Natalia, TX is roughly $320K. That puts it reasonable relative to the TX statewide average.

What is the typical rental rate in Natalia, TX?

Expect rents around $972/mo per month in Natalia, TX. With home values at $320K, the yield math works out to reasonable levels for rental investors.

How tight is the rental market in Natalia, TX?

Vacancy in Natalia, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $972/mo.

How deep is the rental pool in Natalia, TX?

Natalia, TX draws a even-keeled base of working renters. Demand at the $972/mo rent level is reasonable for standard single-family and small multi rentals.

You know 78059 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78059 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 78059 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 78059 (Natalia)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 78059 (Natalia, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.