Real Estate Investing in San Antonio, Texas (78264)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bexar County • Population: 11,702 • Data updated: September 2026

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Should you buy in 78264 (San Antonio, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.4% of homes vacant — above national norms.
  • Declining values: -0.2% 5-year CAGR — values have moved lower.
  • Elevated poverty: 25.1% poverty rate — can affect rent collection.

What’s happening in San Antonio, TX (78264)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $222,440
Avg Monthly Rent $1,650
1% Rule ✗ Does Not Meet
Median Income $48,870
% Renters 18.2%

Market Analysis: 78264 San Antonio

This part of Bexar County is not an easy win. The 78264 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 78264 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

On balance, 78264 offers a low basis, the region around San Antonio has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 78264 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at San Antonio's stable or hybrid ZIPs before stepping into 78264. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Antonio:

C Below Average
Buy Confidence Score: 51/100
Affordability
10/25
Appreciation
5/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,650/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data
🏠

Property Strategy for 78264

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
4BR
+4.3% 5yr CAGR
Best Overall Value
4BR
$69,950/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $170,979 $1,380 5.8% +2.5% $85,490
3BR $224,744 $1,770 5.7% +4.2% $74,915
4BR $279,802 $2,030 5.2% +4.3% $69,950

Market Trends

Home Value History (with trend line)

$266K$228K$190K$152K$114K$76KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 78264 Compare?

Metric 78264 San Antonio San Antonio-New Braunfels, TX Texas
Home Value $222,440 $279,541 N/A $297,000
5-Year CAGR N/A 1.3% N/A 5.4%
Avg Rent $1,650 $1,452 N/A -
Cap Rate 5.8% 4.8% - -
💡 Why Invest in 78264? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78264 (San Antonio, TX). Anonymous, moderated, never written by AI.

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Property managers serving Bexar County

Manage rentals here? List your business →

Forefront Property Management offers residential, multi-family, and commercial property management services in San Antonio, aiming to simplify property ownership. summary from their website

Single-familySmall multifamilyCommercial
Unclaimed — is this your business? Claim it free

Hill Country Homeowners Association Management specializes in personalized financial and administrative management services for homeowner's associations in San Antonio and the Texas Hill Country. summary from their website

HOA
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PMI San Antonio offers residential and commercial property management services in San Antonio, including marketing, tenant screening, rent collection, and financial reporting. summary from their website

Single-familyCommercial
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.8%
Fair
5yr Growth
-0.2%
Declining

📊 Market Snapshot

Home Value $222,440
Monthly Rent $1,650
Price-to-Rent 11.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.9%
Cap Rate 5.8%
5-Year IRR 5.6%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR -1.5% ▼
5-Year CAGR -0.2% ▼
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78264

Population: 11,702

💰 Median Household Income
$48,870
This area
$48,870
State
$70,593
USA
$74,580
🏠 Renter Occupied
18.2%
This area
18.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-25.4%
USA
3.7%
🎓 College Educated
10.7%
This area
10.7%
State
-5.8%
USA
33.7%
👤 Median Age
35.4 years
This area
35.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 54.1%
Other/Mixed 43.0%
Hispanic/Latino 40.6%
Black/African American 2.8%
👶 Under 18
25.6%
This area
25.6%
USA
22.0%
👴 65 and Over
9.8%
This area
9.8%
USA
17.3%
📊 Poverty Rate
25.1%
This area
25.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78264

B+ Avg School Grade
5 Schools
12.5:1 Avg Class Size
$16,758 Avg Per Pupil

Schools in This ZIP Code

A Very Good

HERITAGE EL

📚 01 – 05 Elementary
👥
485 Students
👨‍🏫
13.5:1 Class Size
💰
$16,542 Per Student
A Very Good

JULIUS L MATTHEY MIDDLE

📚 06 – 08 Middle
👥
625 Students
👨‍🏫
13.4:1 Class Size
💰
$16,542 Per Student
B+ Above Average

FREEDOM EL

📚 01 – 05 Elementary
👥
570 Students
👨‍🏫
15.8:1 Class Size
💰
$16,542 Per Student
B Good

SOUTHSIDE ALTER CTR

📚 06 – 12 High School
👥
15 Students
👨‍🏫
7.5:1 Class Size
💰
$16,542 Per Student
C+ Average

DRISCOLL MY LITTLE TEAM TEXAS DAYCARE

📚 Grade PK Elementary Limited Data
👥
9 Students
💰
$17,621 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,555 Off-Campus Students
C+
Texas A&M University-San Antonio
7,584 students · 7.4 mi
C
Palo Alto College
10,908 students · 8.9 mi
C
Baptist University of the Americas
101 students · 10.2 mi
D
UCAS University of Cosmetology Arts & Sciences
16 students · 10.8 mi
D
Southern Careers Institute-San Antonio
596 students · 10.9 mi
C
The College of Health Care Professions-South San Antonio
390 students · 10.9 mi
C
Miller-Motte College-STVT-San Antonio
592 students · 10.9 mi
C
Southwest School of Business and Technical Careers-San Antonio
22 students · 11.0 mi

Investor Insight: With 3,555 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors consider San Antonio, TX?

With a 3.0/5 investability score, San Antonio, TX ranks as a solid market for rental property investors. Median prices of $222K and rents of $1,650/mo drive the underlying numbers.

What kind of tenants rent in San Antonio, TX?

Tenant quality in San Antonio, TX ranks as solid. Landlords generally report stable occupancy at market rents of $1,650/mo.

What type of investing works in San Antonio, TX?

A careful cash-flow rentals with hands-on management strategy San Antonio, TX best. The market produces steady results for that approach at the $222K price point.

Can I live-in-and-rent in San Antonio, TX?

House hacking in San Antonio, TX is a challenging. With home values around $222K and rents at $1,650/mo, owner-occupants can offset a meaningful share of PITI.

Is vacancy a concern in San Antonio, TX?

Expect elevated vacancy in San Antonio, TX. Rents at $1,650/mo are absorbed by the tenant base without meaningful lag.

You know 78264 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78264 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 78264 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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