Real Estate Investing in Liberty, Texas (77575)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Liberty County • Population: 16,617 • Data updated: September 2026

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Should you buy in 77575 (Liberty, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.6% of homes vacant — above national norms.

What’s happening in Liberty, TX (77575)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $220,001
Avg Monthly Rent $1,500
1% Rule ✗ Does Not Meet
Median Income $51,285
% Renters 24.2%

Market Analysis: 77575 Liberty

The 77575 ZIP in Liberty, TX is a local-operator market. Outside capital chasing a $220K entry has to pair deep knowledge with the discount.

The 77575 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 77575's metrics run below Liberty County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 77575 ZIP's population of 16,617 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

The 77575 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Liberty:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
14/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Declining (-0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,500/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Houston-The Woodlands-Sugar Land, TX Metro Area
More inventory, negotiating room for buyers
79 days
Average time to sell
Slow
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Houston-The Woodlands-Sugar Land, TX metro data
🏠

Property Strategy for 77575

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
2BR
+8.0% 5yr CAGR
Best Overall Value
4BR
$74,018/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $156,779 $1,070 4.9% +8.0% $78,390
3BR $230,666 $1,440 4.5% +6.9% $76,889
4BR $296,072 $1,790 4.4% +6.5% $74,018

Market Trends

Home Value History (with trend line)

$237K$210K$182K$154K$126K$99KJan 2012May 2019Jul 2026

Rent History (with trend line)

No data available

📊 How Does 77575 Compare?

Metric 77575 Liberty Houston-The Woodlands-Sugar Land, TX Texas
Home Value $220,001 $220,001 N/A $297,000
5-Year CAGR 2.5% 2.5% N/A 5.4%
Avg Rent $1,500 $1,500 N/A -
Cap Rate 5.3% 5.3% - -
💡 Why Invest in 77575? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77575 (Liberty, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.3%
Fair
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $220,001
Monthly Rent $1,500
Price-to-Rent 12.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.2%
Cap Rate 5.3%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year -0.7% ▼
3-Year CAGR +1.0% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77575

Population: 16,617

💰 Median Household Income
$51,285
This area
$51,285
State
$70,593
USA
$74,580
🏠 Renter Occupied
24.2%
This area
24.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-25.4%
USA
3.7%
🎓 College Educated
13.4%
This area
13.4%
State
-5.8%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.6%
This area
14.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 63.5%
Other/Mixed 24.3%
Hispanic/Latino 19.3%
Black/African American 11.6%
Asian 0.7%
👶 Under 18
26.7%
This area
26.7%
USA
22.0%
👴 65 and Over
18.0%
This area
18.0%
USA
17.3%
📊 Poverty Rate
13.3%
This area
13.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77575

B+ Avg School Grade
4 Schools
17.5:1 Avg Class Size
$14,054 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

LIBERTY EL

📚 02 – 05 Elementary
👥
696 Students
👨‍🏫
17.4:1 Class Size
💰
$14,054 Per Student
B+ Above Average

LIBERTY MIDDLE

📚 06 – 08 Middle
👥
538 Students
👨‍🏫
16.7:1 Class Size
💰
$14,054 Per Student
B+ Above Average

SAN JACINTO EL

📚 Pre-K – 01 Elementary
👥
451 Students
👨‍🏫
17.7:1 Class Size
💰
$14,054 Per Student
B Good

LIBERTY H S

📚 09 – 12 High School
👥
739 Students
👨‍🏫
18.2:1 Class Size
💰
$14,054 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much do tenants pay in Liberty, TX?

Rent in Liberty, TX is around $1,500/mo. The resulting rent-to-value relationship with $220K pricing is reasonable for most investor models.

Can I live-in-and-rent in Liberty, TX?

House hacking in Liberty, TX is a challenging. With home values around $220K and rents at $1,500/mo, owner-occupants can offset a meaningful share of PITI.

What investment strategy works best in Liberty, TX?

In Liberty, TX the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $220K prices and $1,500/mo rents suits that approach.

Are homes affordable in Liberty, TX?

Liberty, TX home values average about $220K. That price point suits investors targeting rentals with $1,500/mo in monthly income.

What are vacancy rates like in Liberty, TX?

Liberty, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.

You know 77575 now. You don’t know where it ranks.

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How 77575 ranks in Houston-The Woodlands-Sugar Land, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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