Real Estate Investing in Fresno, Texas (77545)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fort Bend County • Population: 25,863 • Data updated: September 2026

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Should you buy in 77545 (Fresno, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Fresno, TX (77545)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $281,004
Avg Monthly Rent $2,190
1% Rule ✗ Does Not Meet
Median Income $89,784
% Renters 16.2%

Market Analysis: 77545 Fresno

The 77545 ZIP covers a section of Fresno that demands careful diligence. Prices near $281K look accessible, but the work to make a deal cash flow is real.

The investment case in 77545 is durable only for operators who understand what they are buying. A $281K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within TX, ZIP 77545 trails on several market indicators that neighboring Fort Bend County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Looking more closely, 25,863 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Fresno's stable or hybrid ZIPs before stepping into 77545. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fresno:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Declining (-0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,190/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Houston-The Woodlands-Sugar Land, TX Metro Area
More inventory, negotiating room for buyers
79 days
Average time to sell
Slow
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Houston-The Woodlands-Sugar Land, TX metro data
🏠

Property Strategy for 77545

Which property type performs best in this market?

Best for Cash Flow
4BR
9.4% cap rate
Best for Appreciation
3BR
+6.0% 5yr CAGR
Best Overall Value
5BR
$69,143/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $182,061 $2,360 9.3% +5.3% $91,031
3BR $257,184 $3,170 8.9% +6.0% $85,728
4BR $302,181 $3,960 9.4% +5.8% $75,545
5BR $345,717 +5.9% $69,143

Market Trends

Home Value History (with trend line)

$309K$268K$227K$185K$144K$103KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,286$2,210$2,134$2,058$1,982$1,906Dec 2021Apr 2024Jul 2026

📊 How Does 77545 Compare?

Metric 77545 Fresno Houston-The Woodlands-Sugar Land, TX Texas
Home Value $281,004 $281,004 N/A $297,000
5-Year CAGR 2.9% 2.9% N/A 5.4%
Avg Rent $2,190 $2,190 N/A -
Cap Rate 6.1% 6.1% - -
💡 Why Invest in 77545? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77545 (Fresno, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.1%
Good
5yr Growth
+2.9%
Slow

📊 Market Snapshot

Home Value $281,004
Monthly Rent $2,190
Price-to-Rent 10.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.4%
Cap Rate 6.1%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year -0.2% ▼
3-Year CAGR -0.7% ▼
5-Year CAGR +2.9% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year -1.5% ▼
3-Year CAGR +1.1% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77545

Population: 25,863

💰 Median Household Income
$89,784
This area
$89,784
State
$70,593
USA
$74,580
🏠 Renter Occupied
16.2%
This area
16.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-25.4%
USA
3.7%
🎓 College Educated
28.6%
This area
28.6%
State
-5.8%
USA
33.7%
👤 Median Age
37.1 years
This area
37.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
Black/African American 54.9%
Other/Mixed 27.1%
Hispanic/Latino 23.1%
White 16.8%
Asian 1.2%
👶 Under 18
22.7%
This area
22.7%
USA
22.0%
👴 65 and Over
8.7%
This area
8.7%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77545

B+ Avg School Grade
3 Schools
15.3:1 Avg Class Size
$14,425 Avg Per Pupil

Schools in This ZIP Code

A Very Good

WALTER MOSES BURTON EL

📚 Pre-K – 05 Elementary
👥
636 Students
👨‍🏫
13.9:1 Class Size
💰
$14,425 Per Student
B+ Above Average

ROSA PARKS EL

📚 Pre-K – 05 Elementary
👥
697 Students
👨‍🏫
15.7:1 Class Size
💰
$14,425 Per Student
B+ Above Average

LULA BELLE GOODMAN EL

📚 Pre-K – 05 Elementary
👥
841 Students
👨‍🏫
16.4:1 Class Size
💰
$14,425 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Pearlands Innovative School of Beauty
84 students · 6.5 mi
C
Jay's Technical Institute
26 students · 8.3 mi
D
Trend Barber College
11 students · 8.7 mi
D
Houston Graduate School of Theology
0 students · 9.5 mi
C
Ogle School Hair Skin Nails-Stafford
516 students · 9.7 mi
C
College of Health Care Professions
529 students · 10.3 mi
C
North American University
923 students · 10.3 mi
D
Ocean Corporation
195 students · 10.6 mi

Frequently Asked Questions

What monthly rent should investors expect in Fresno, TX?

The typical rental in Fresno, TX commands about $2,190/mo monthly. That rent profile measured cash flow against the $281K purchase basis.

Is vacancy a concern in Fresno, TX?

Fresno, TX carries elevated vacancy risk. Expect even-keeled absorption at market rents of $2,190/mo.

Is Fresno, TX a good place for real estate investing?

Investors tracking Fresno, TX will find a 3.0/5 rating supported by $281K median home values and $2,190/mo rents. That profile suits long-term holders targeting consistent returns.

How should investors approach Fresno, TX?

For Fresno, TX, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How do landlord-tenant laws work in Fresno, TX?

Fresno, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 77545 now. You don’t know where it ranks.

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How 77545 ranks in Houston-The Woodlands-Sugar Land, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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