Real Estate Investing in Eagle Lake, Texas (77434)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Colorado County • Population: 4,037 • Data updated: September 2026

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Should you buy in 77434 (Eagle Lake, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 24.2% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.3% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Eagle Lake, TX (77434)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $170,350
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $60,227
% Renters 19.0%

Market Analysis: 77434 Eagle Lake

From a cash-flow lens, ZIP 77434 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $170K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 77434 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 77434 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A sturdy renter share of 19% in 77434 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eagle Lake:

C Below Average
Buy Confidence Score: 58/100
Affordability
20/25
Appreciation
10/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
El Campo, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from El Campo, TX metro data

Market Trends

Home Value History (with trend line)

$183K$162K$142K$121K$100K$80KApr 2009Dec 2017Jul 2026

📊 How Does 77434 Compare?

Metric 77434 Eagle Lake El Campo, TX Texas
Home Value $170,350 $170,350 N/A $297,000
5-Year CAGR 0.3% 0.3% N/A 5.4%
Avg Rent $1,053 $1,053 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 77434? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77434 (Eagle Lake, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+0.3%
Slow

📉 Market Crash Risk Index

Based on El Campo, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $170,350
Monthly Rent $1,053
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +0.3% ▲
10-Year CAGR +4.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 77434

Population: 4,037

💰 Median Household Income
$60,227
This area
$60,227
State
$70,593
USA
$74,580
🏠 Renter Occupied
19.0%
This area
19.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-25.4%
USA
3.7%
🎓 College Educated
17.7%
This area
17.7%
State
-5.8%
USA
33.7%
👤 Median Age
29.7 years
This area
29.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
24.2%
This area
24.2%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 48.8%
Other/Mixed 31.5%
Hispanic/Latino 29.4%
Black/African American 19.8%
👶 Under 18
27.1%
This area
27.1%
USA
22.0%
👴 65 and Over
15.2%
This area
15.2%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77434

C+ Avg School Grade
3 Schools
16.6:1 Avg Class Size
$13,987 Avg Per Pupil

Schools in This ZIP Code

B Good

EAGLE LAKE INT

📚 03 – 05 Elementary
👥
180 Students
👨‍🏫
12.9:1 Class Size
💰
$13,987 Per Student
B Good

EAGLE LAKE PRI

📚 Pre-K – 02 Elementary
👥
218 Students
👨‍🏫
15.2:1 Class Size
💰
$13,987 Per Student
C Below Average

RICE CHALLENGE ACADEMY

📚 09 – 12 High School
👥
107 Students
👨‍🏫
21.7:1 Class Size
💰
$13,987 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the smart move for investors in Eagle Lake, TX?

In Eagle Lake, TX the robust play is typically careful cash-flow rentals with hands-on management. The combination of $170K prices and $1,053/mo rents suits that approach.

What do landlords charge for rent in Eagle Lake, TX?

Expect rents around $1,053/mo per month in Eagle Lake, TX. With home values at $170K, the yield math works out to reasonable levels for rental investors.

What is the tenant pool like in Eagle Lake, TX?

The tenant pool in Eagle Lake, TX is solid, supported by local employment and population fundamentals. Rents of $1,053/mo are well-absorbed by the market.

Is Eagle Lake, TX good for house hacking?

House hacking in Eagle Lake, TX is a challenging. With home values around $170K and rents at $1,053/mo, owner-occupants can offset a meaningful share of PITI.

Is Eagle Lake, TX good for landlords?

Eagle Lake, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 77434 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 77434 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 77434 ranks in El Campo, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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