Real Estate Investing in East Bernard, Texas (77448)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wharton County • Population: 88 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 77448 (East Bernard, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (19/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 40.2% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in East Bernard, TX (77448)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $234,826
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 65.8%

Market Analysis: 77448 East Bernard

ZIP 77448 inside Wharton County looks affordable on the surface — median value of $235K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 77448 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within TX, ZIP 77448 trails on several market indicators that neighboring Wharton County submarkets outperform. The gap is real and healthy enough to shape underwriting.

A impressive renter share of 66% in 77448 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 77448 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in East Bernard:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+17.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
El Campo, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from El Campo, TX metro data

Market Trends

Home Value History (with trend line)

$238K$229K$221K$213K$204K$196KJan 2024May 2025Jul 2026

📊 How Does 77448 Compare?

Metric 77448 East Bernard El Campo, TX Texas
Home Value $234,826 $293,246 N/A $297,000
5-Year CAGR N/A 3.2% N/A 5.4%
Avg Rent $1,071 $1,085 N/A -
Cap Rate 3.6% 3.0% - -
💡 Why Invest in 77448? Click to expand

66% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77448 (East Bernard, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.6%
Low

📉 Market Crash Risk Index

Based on El Campo, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $234,826
Monthly Rent $1,071
Price-to-Rent 18.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 20.9%

📈 Home Appreciation

1-Year +17.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
40.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77448

Population: 88

💰 Median Household Income
N/A
🏠 Renter Occupied
65.8%
This area
65.8%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
36.4%
This area
36.4%
State
-5.8%
USA
33.7%
👤 Median Age
35.1 years
This area
35.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
40.2%
This area
40.2%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 94.6%
Black/African American 5.4%
👶 Under 18
24.7%
This area
24.7%
USA
22.0%
👴 65 and Over
2.7%
This area
2.7%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 1,148 Off-Campus Students
C+
Wharton County Junior College
5,687 students · 6.3 mi

Investor Insight: With 1,148 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Do rentals sit vacant long in East Bernard, TX?

Occupancy in East Bernard, TX runs consistent with elevated vacancy. Well-priced units at $1,071/mo lease on reasonable timelines.

Is rental property easy to operate in East Bernard, TX?

TX ranks as a landlord-friendly state for landlord-tenant law. East Bernard generally follows the statewide framework, so landlords face reasonable operating rules.

Is housing expensive in East Bernard, TX?

Expect median prices around $235K in East Bernard, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

What strategy should investors use in East Bernard, TX?

Most investors in East Bernard, TX run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

What kind of tenants rent in East Bernard, TX?

Tenant demand in East Bernard, TX is solid. The local workforce $1,071/mo rents across most rental classes.

You know 77448 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 77448 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 77448 ranks in El Campo, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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