Real Estate Investing in East Bernard, Texas (77435)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wharton County • Population: 4,376 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 77435 (East Bernard, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in East Bernard, TX (77435)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $351,666
Avg Monthly Rent $1,098
1% Rule ✗ Does Not Meet
Median Income $62,701
% Renters 15.5%

Market Analysis: 77435 East Bernard

Turning to rents, ZIP 77435 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $352K median. It rewards specialists, not generalists.

For an experienced owner, 77435 can be a a viable market for hunting ground — but the discount at $352K reflects genuine risk that outside investors often underestimate.

In the broader TX picture, 77435 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Meanwhile, 4,376 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 77435 is an operator game, not a passive one. Put differently, entry prices of $352K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in East Bernard:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+6.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,098/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
El Campo, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from El Campo, TX metro data
🏠

Property Strategy for 77435

Which property type performs best in this market?

Best for Cash Flow
2BR
5.3% cap rate
Best for Appreciation
3BR
+5.9% 5yr CAGR
Best Overall Value
2BR
$82,919/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $165,837 $1,220 5.3% $82,919
3BR $265,981 $1,660 4.5% +5.9% $88,660
4BR $384,400 $1,910 3.6% $96,100

Market Trends

Home Value History (with trend line)

$367K$323K$278K$233K$188K$144KAug 2006Aug 2016Jul 2026

📊 How Does 77435 Compare?

Metric 77435 East Bernard El Campo, TX Texas
Home Value $351,666 $293,246 N/A $297,000
5-Year CAGR 3.2% 3.2% N/A 5.4%
Avg Rent $1,098 $1,085 N/A -
Cap Rate 2.4% 3.0% - -
💡 Why Invest in 77435? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77435 (East Bernard, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+3.2%
Moderate

📉 Market Crash Risk Index

Based on El Campo, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $351,666
Monthly Rent $1,098
Price-to-Rent 26.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.4%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year +6.1% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77435

Population: 4,376

💰 Median Household Income
$62,701
This area
$62,701
State
$70,593
USA
$74,580
🏠 Renter Occupied
15.5%
This area
15.5%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-25.4%
USA
3.7%
🎓 College Educated
21.5%
This area
21.5%
State
-5.8%
USA
33.7%
👤 Median Age
42.6 years
This area
42.6 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.9%
This area
14.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 75.3%
Other/Mixed 12.6%
Black/African American 12.1%
Hispanic/Latino 8.8%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
18.6%
This area
18.6%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77435

A Avg School Grade
3 Schools
12.2:1 Avg Class Size
$14,776 Avg Per Pupil

Schools in This ZIP Code

A Very Good

EAST BERNARD H S

📚 09 – 12 High School
👥
301 Students
👨‍🏫
9.9:1 Class Size
💰
$14,776 Per Student
A Very Good

EAST BERNARD EL

📚 Pre-K – 04 Elementary
👥
384 Students
👨‍🏫
13.1:1 Class Size
💰
$14,776 Per Student
A Very Good

EAST BERNARD J H

📚 05 – 08 School
👥
317 Students
👨‍🏫
13.6:1 Class Size
💰
$14,776 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,148 Off-Campus Students
C+
Wharton County Junior College
5,687 students · 13.1 mi

Investor Insight: With 1,148 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average monthly rent in East Bernard, TX?

Investors in East Bernard, TX typically see rents near $1,098/mo per month against $352K home values - a solid setup for rental cash flow.

Is it easy to find good tenants in East Bernard, TX?

Tenant quality in East Bernard, TX ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,098/mo.

What is the typical home price in East Bernard, TX?

The median home value in East Bernard, TX is roughly $352K. That puts it reasonable relative to the TX statewide average.

Are eviction rules reasonable in East Bernard, TX?

East Bernard, TX operates under TX law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

Does a duplex house hack pencil in East Bernard, TX?

House hacking works a challenging in East Bernard, TX. Rents of $1,098/mo against $352K acquisition make the strategy solid for owner-occupants.

You know 77435 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 77435 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 77435 ranks in El Campo, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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