Real Estate Investing in Wharton, Texas (77453)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wharton County • Population: 93 • Data updated: September 2026

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Should you buy in 77453 (Wharton, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (23/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 29.9% of homes vacant — above national norms.
  • Elevated poverty: 100.0% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wharton, TX (77453)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $180,188
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 72.1%

Market Analysis: 77453 Wharton

The 77453 ZIP in Wharton, TX is a local-operator market. Outside capital chasing a $180K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $180K asset, 77453 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 77453 sits on the difficult end of the TX spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

From a cash-flow lens, 93 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 77453 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wharton:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+20.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
El Campo, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from El Campo, TX metro data

Market Trends

Home Value History (with trend line)

$188K$180K$171K$163K$154K$146KJan 2024May 2025Jul 2026

📊 How Does 77453 Compare?

Metric 77453 Wharton El Campo, TX Texas
Home Value $180,188 $201,113 N/A $297,000
5-Year CAGR N/A 2.8% N/A 5.4%
Avg Rent $1,008 $1,192 N/A -
Cap Rate 4.4% 4.6% - -
💡 Why Invest in 77453? Click to expand

72% of households rent in this area, creating consistent tenant demand for landlords.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77453 (Wharton, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.4%
Fair

📉 Market Crash Risk Index

Based on El Campo, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $180,188
Monthly Rent $1,008
Price-to-Rent 14.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 25.0%

📈 Home Appreciation

1-Year +20.6% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77453

Population: 93

💰 Median Household Income
N/A
🏠 Renter Occupied
72.1%
This area
72.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
0.0%
This area
0.0%
State
-5.8%
USA
33.7%
👤 Median Age
11.6 years
This area
11.6 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
29.9%
This area
29.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 90.9%
Black/African American 9.1%
👶 Under 18
57.2%
This area
57.2%
USA
22.0%
👴 65 and Over
9.1%
This area
9.1%
USA
17.3%
📊 Poverty Rate
100.0%
This area
100.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 1,148 Off-Campus Students
C+
Wharton County Junior College
5,687 students · 7.5 mi

Investor Insight: With 1,148 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Wharton, TX a smart market for rental property?

Yes - Wharton, TX a 2.0/5 investability score. With $180K home prices against $1,008/mo monthly rent, the market delivers a reasonable entry point for new investors.

Are rents high in Wharton, TX?

Rental rates in Wharton, TX average $1,008/mo. Tenant demand and $180K home values make the yield look reasonable by investor standards.

Do rentals sit vacant long in Wharton, TX?

Wharton, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Can I house hack in Wharton, TX?

The house hack math a challenging in Wharton, TX. Owner-occupant buyers benefit from the $1,008/mo rents and $180K home values.

Are homes affordable in Wharton, TX?

Typical homes in Wharton, TX go for around $180K. The 5-year CAGR of 0.0% reliable price movement.

You know 77453 now. You don’t know where it ranks.

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How 77453 ranks in El Campo, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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