Real Estate Investing in El Campo, Texas (77437)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 77437 (El Campo, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.0% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in El Campo, TX (77437)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 77437 El Campo
ZIP 77437 in El Campo, TX carries a solid set of headwinds. Home values near $230K and rents of $963/mo sit inside a market where underwriting has to be tight.
The 77437 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 77437 and stronger El Campo ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 77437 includes headwinds that any investor should price in. Income distribution skews lower than El Campo averages, and tenant stability requires active management.
Distressed ZIPs reward experience. impressive returns are possible in 77437, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in El Campo:
Property Strategy for 77437
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $59,051 | $820 | 10.0% | — | $59,051 |
| 2BR | $102,653 | $1,070 | 7.5% | +2.2% | $51,327 |
| 3BR | $198,306 | $1,460 | 5.3% | +3.4% | $66,102 |
| 4BR | $285,267 | $1,670 | 4.2% | +3.7% | $71,317 |
Market Trends
Home Value History (with trend line)
📊 How Does 77437 Compare?
| Metric | 77437 | El Campo | El Campo, TX | Texas |
|---|---|---|---|---|
| Home Value | $230,140 | $230,140 | N/A | $297,000 |
| 5-Year CAGR | 2.3% | 2.3% | N/A | 5.4% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 77437 (El Campo, TX). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 77437 (El Campo, TX)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $230,140 |
| Monthly Rent | $963 |
| Price-to-Rent | 19.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 5.6% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +2.3% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 77437
Population: 18,886
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 77437
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,148 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong is tenant demand in El Campo, TX?
Tenant demand in El Campo, TX is solid. The local workforce $963/mo rents across most rental classes.
How does El Campo, TX stack up for property investment?
El Campo, TX rates 3.0/5 for investability. With median values at $230K and rents near $963/mo, the market offers reasonable fundamentals for rental investors.
Are landlord laws favorable in El Campo, TX?
TX ranks as a landlord-friendly state for landlord-tenant law. El Campo generally follows the statewide framework, so landlords face reasonable operating rules.
Is house hacking profitable in El Campo, TX?
House hacking in El Campo, TX is a challenging. With home values around $230K and rents at $963/mo, owner-occupants can offset a meaningful share of PITI.
How much should I expect to pay for a home in El Campo, TX?
Median home price in El Campo, TX is near $230K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
You know 77437 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 77437 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 77437 ranks in El Campo, TX
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 77437 (El Campo)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 77437 (El Campo, TX).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.