Real Estate Investing in Ganado, Texas (77962)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 3,325 • Data updated: September 2026

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Should you buy in 77962 (Ganado, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.0% of homes vacant — above national norms.
  • Declining values: -1.4% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ganado, TX (77962)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $220,931
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $79,004
% Renters 33.8%

Market Analysis: 77962 Ganado

This part of Jackson County is not an easy win. The 77962 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $221K asset, 77962 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 77962 and stronger Ganado ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A significant renter share of 34% in 77962 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Ganado's stable or hybrid ZIPs before stepping into 77962. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ganado:

C Below Average
Buy Confidence Score: 55/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$261K$228K$196K$163K$130K$97KJun 2009Jan 2018Jul 2026

📊 How Does 77962 Compare?

Metric 77962 Ganado Texas
Home Value $220,931 $220,931 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $900 $900 -
Cap Rate 3.2% 3.2% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77962 (Ganado, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low
5yr Growth
-1.4%
Declining

📊 Market Snapshot

Home Value $220,931
Monthly Rent $900
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 1.8%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR -0.6% ▼
5-Year CAGR -1.4% ▼
10-Year CAGR +3.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 77962

Population: 3,325

💰 Median Household Income
$79,004
This area
$79,004
State
$70,593
USA
$74,580
🏠 Renter Occupied
33.8%
This area
33.8%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-25.4%
USA
3.7%
🎓 College Educated
10.2%
This area
10.2%
State
-5.8%
USA
33.7%
👤 Median Age
32.9 years
This area
32.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
17.0%
This area
17.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 72.8%
Other/Mixed 25.2%
Hispanic/Latino 23.5%
Black/African American 1.4%
Asian 0.5%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
11.3%
This area
11.3%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77962

B+ Avg School Grade
3 Schools
12.6:1 Avg Class Size
$13,629 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

GANADO H S

📚 09 – 12 High School
👥
216 Students
👨‍🏫
10.3:1 Class Size
💰
$13,629 Per Student
B+ Above Average

GANADO EL

📚 Pre-K – 05 Elementary
👥
328 Students
👨‍🏫
14.7:1 Class Size
💰
$13,629 Per Student
B Good

GANADO JH

📚 06 – 08 Middle
👥
152 Students
👨‍🏫
12.9:1 Class Size
💰
$13,629 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors consider Ganado, TX?

With a 2.0/5 investability score, Ganado, TX ranks as a solid market for rental property investors. Median prices of $221K and rents of $900/mo drive the underlying numbers.

What type of investing works in Ganado, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Ganado, TX. With home values at $221K and rents near $900/mo, other strategies can work but produce consistent rather than outsized returns.

Where do rents currently stand in Ganado, TX?

Investors in Ganado, TX typically see rents near $900/mo per month against $221K home values - a solid setup for rental cash flow.

Do rentals sit vacant long in Ganado, TX?

Rental vacancy in Ganado, TX is elevated. Investors should budget normal turnover but not chronic empty units.

What is the typical home price in Ganado, TX?

Homes in Ganado, TX typically sell near $221K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

You know 77962 now. You don’t know where it ranks.

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