Real Estate Investing in Garwood, Texas (77442)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 77442 (Garwood, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 24.9% of homes vacant — above national norms.
- Declining values: -2.7% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 4.8% in the last year.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Garwood, TX (77442)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 77442 Garwood
Turning to rents, ZIP 77442 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $256K median. It rewards specialists, not generalists.
In practical terms, the numbers look inviting — $256K purchase price, 0.0% nominal cap — the work to hit that pro forma in 77442 is substantial and deserves full respect.
Regionally, 77442 sits on the difficult end of the TX spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 77442 includes headwinds that any investor should price in. Income distribution skews lower than Garwood averages, and tenant stability requires active management.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Garwood:
Market Trends
Home Value History (with trend line)
📊 How Does 77442 Compare?
| Metric | 77442 | Garwood | Texas |
|---|---|---|---|
| Home Value | $255,982 | $255,982 | $297,000 |
| 5-Year CAGR | N/A | N/A | 5.4% |
| Avg Rent | $1,026 | $1,026 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 77442 (Garwood, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $255,982 |
| Monthly Rent | $1,026 |
| Price-to-Rent | 20.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 0.5% |
📈 Home Appreciation
| 1-Year | -4.8% ▼ |
| 3-Year CAGR | -2.2% ▼ |
| 5-Year CAGR | -2.7% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 77442
Population: 1,434
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 77442
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much rent can I charge in Garwood, TX?
Garwood, TX rentals go for roughly $1,026/mo a month. That puts gross yield in solid territory relative to $256K acquisition costs.
Where do home prices stand in Garwood, TX?
Garwood, TX home values average about $256K. That price point suits investors targeting rentals with $1,026/mo in monthly income.
Is Garwood in TX worth investing in?
Investors tracking Garwood, TX will find a 2.0/5 rating supported by $256K median home values and $1,026/mo rents. That profile suits long-term holders targeting consistent returns.
Does a duplex house hack pencil in Garwood, TX?
The a challenging house-hack environment in Garwood, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What is the typical vacancy rate in Garwood, TX?
Garwood, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 77442 now. You don’t know where it ranks.
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