Real Estate Investing in Midlothian, Texas (76065)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ellis County • Population: 44,614 • Data updated: September 2026

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Should you buy in 76065 (Midlothian, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Midlothian, TX (76065)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $460,796
Avg Monthly Rent $2,000
1% Rule ✗ Does Not Meet
Median Income $121,063
% Renters 15.8%

Market Analysis: 76065 Midlothian

This part of Ellis County is not an easy win. The 76065 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Put differently, the numbers look inviting — $461K purchase price, 0.0% nominal cap — the work to hit that pro forma in 76065 is substantial and deserves full respect.

The gap between 76065 and stronger Midlothian ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 76065 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 76065 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Midlothian:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,000/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 76065

Which property type performs best in this market?

Best for Cash Flow
2BR
6.0% cap rate
Best for Appreciation
2BR
+7.9% 5yr CAGR
Best Overall Value
5BR
$112,451/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $260,771 $2,160 6.0% +7.9% $130,385
3BR $390,130 $2,720 5.0% +7.0% $130,043
4BR $490,118 $3,460 5.1% +6.4% $122,529
5BR $562,257 +6.7% $112,451

Market Trends

Home Value History (with trend line)

$492K$426K$359K$293K$226K$160KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$2,199$2,021$1,843$1,665$1,487$1,309Jan 2018May 2022Jul 2026

📊 How Does 76065 Compare?

Metric 76065 Midlothian Dallas-Fort Worth-Arlington, TX Texas
Home Value $460,796 $460,796 N/A $297,000
5-Year CAGR 3.6% 3.6% N/A 5.4%
Avg Rent $2,000 $2,000 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 76065? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76065 (Midlothian, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+3.6%
Moderate

📊 Market Snapshot

Home Value $460,796
Monthly Rent $2,000
Price-to-Rent 19.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR +0.2% ▲
5-Year CAGR +3.6% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year +2.8% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +3.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 76065

Population: 44,614

💰 Median Household Income
$121,063
This area
$121,063
State
$70,593
USA
$74,580
🏠 Renter Occupied
15.8%
This area
15.8%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-25.4%
USA
3.7%
🎓 College Educated
37.1%
This area
37.1%
State
-5.8%
USA
33.7%
👤 Median Age
36.4 years
This area
36.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 77.4%
Other/Mixed 12.8%
Black/African American 9.3%
Hispanic/Latino 9.2%
Asian 0.5%
👶 Under 18
28.2%
This area
28.2%
USA
22.0%
👴 65 and Over
12.0%
This area
12.0%
USA
17.3%
📊 Poverty Rate
5.0%
This area
5.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76065

A Avg School Grade
12 Schools
15.6:1 Avg Class Size
$18,755 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

FRANK SEALE MIDDLE

📚 06 – 08 Middle
👥
666 Students
👨‍🏫
14.5:1 Class Size
💰
$18,755 Per Student
A+ Excellent

IRVIN EL

📚 Pre-K – 05 Elementary
👥
628 Students
👨‍🏫
14.3:1 Class Size
💰
$18,755 Per Student
A+ Excellent

J A VITOVSKY EL

📚 Pre-K – 05 Elementary
👥
625 Students
👨‍🏫
13.8:1 Class Size
💰
$18,755 Per Student
A+ Excellent

LARUE MILLER EL

📚 Pre-K – 05 Elementary
👥
502 Students
👨‍🏫
14.4:1 Class Size
💰
$18,755 Per Student
A+ Excellent

MT PEAK EL

📚 Pre-K – 05 Elementary
👥
600 Students
👨‍🏫
15.0:1 Class Size
💰
$18,755 Per Student
A+ Excellent

T E BAXTER EL

📚 Pre-K – 05 Elementary
👥
584 Students
👨‍🏫
13.8:1 Class Size
💰
$18,755 Per Student
A Very Good

JEAN COLEMAN EL

📚 Pre-K – 05 Elementary
👥
639 Students
👨‍🏫
15.8:1 Class Size
💰
$18,755 Per Student
A Very Good

LONGBRANCH EL

📚 Pre-K – 05 Elementary
👥
664 Students
👨‍🏫
16.4:1 Class Size
💰
$18,755 Per Student
B+ Above Average

WALNUT GROVE MIDDLE

📚 06 – 08 Middle
👥
988 Students
👨‍🏫
17.0:1 Class Size
💰
$18,755 Per Student
B+ Above Average

EARL & MARTHALU DIETERICH MIDDLE

📚 06 – 08 Middle
👥
990 Students
👨‍🏫
18.5:1 Class Size
💰
$18,755 Per Student
B+ Above Average

MIDLOTHIAN H S

📚 09 – 12 High School
👥
1,940 Students
👨‍🏫
16.0:1 Class Size
💰
$18,755 Per Student
B+ Above Average

MIDLOTHIAN HERITAGE H S

📚 09 – 12 High School
👥
1,603 Students
👨‍🏫
17.8:1 Class Size
💰
$18,755 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Southwestern Assemblies of God University
1,725 students · 9.1 mi
D
Concorde Career College-Grand Prairie
285 students · 14.7 mi

Frequently Asked Questions

Do landlords face vacancy issues in Midlothian, TX?

Vacancy in Midlothian, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,000/mo.

How strong are rents in Midlothian, TX?

Rents in Midlothian, TX run near $2,000/mo. Compared with median home prices of $461K that produces solid gross yields for typical rentals.

How landlord-friendly is Midlothian, TX?

Midlothian, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Can I live-in-and-rent in Midlothian, TX?

House hacking works a challenging in Midlothian, TX. Rents of $2,000/mo against $461K acquisition make the strategy solid for owner-occupants.

Is Midlothian, TX a good market for buy-and-hold investors?

With a 3.0/5 investability score, Midlothian, TX ranks as a solid market for rental property investors. Median prices of $461K and rents of $2,000/mo drive the underlying numbers.

You know 76065 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 76065 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 76065 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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