Real Estate Investing in Cleburne, Texas (76059)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Johnson County • Population: 5,333 • Data updated: September 2026

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Should you buy in 76059 (Cleburne, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.3% of homes vacant — above national norms.

What’s happening in Cleburne, TX (76059)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $254,271
Avg Monthly Rent $1,200
1% Rule ✗ Does Not Meet
Median Income $49,703
% Renters 60.2%

Market Analysis: 76059 Cleburne

Not every below-median market is a bargain. Cleburne's 76059 ZIP records signals that favor experienced operators who can absorb the risk $254K pricing implies.

The 76059 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 76059's metrics run below Johnson County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 76059 includes headwinds that any investor should price in. Income distribution skews lower than Cleburne averages, and tenant stability requires active management.

The 76059 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cleburne:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,200/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 76059

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
3BR
+5.5% 5yr CAGR
Best Overall Value
2BR
$74,394/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $148,788 $1,190 5.8% +4.7% $74,394
3BR $241,424 $1,570 4.7% +5.5% $80,475
4BR $322,686 $1,940 4.3% +5.1% $80,672

Market Trends

Home Value History (with trend line)

$279K$239K$199K$159K$119K$79KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

No data available

📊 How Does 76059 Compare?

Metric 76059 Cleburne Dallas-Fort Worth-Arlington, TX Texas
Home Value $254,271 $268,057 N/A $297,000
5-Year CAGR 3.3% 3.4% N/A 5.4%
Avg Rent $1,200 $1,436 N/A -
Cap Rate 3.7% 4.2% - -
💡 Why Invest in 76059? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

60% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76059 (Cleburne, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $254,271
Monthly Rent $1,200
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR -0.3% ▼
5-Year CAGR +3.3% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 76059

Population: 5,333

💰 Median Household Income
$49,703
This area
$49,703
State
$70,593
USA
$74,580
🏠 Renter Occupied
60.2%
This area
60.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-25.4%
USA
3.7%
🎓 College Educated
23.7%
This area
23.7%
State
-5.8%
USA
33.7%
👤 Median Age
30.2 years
This area
30.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.3%
This area
12.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 83.4%
Other/Mixed 10.3%
Hispanic/Latino 7.7%
Asian 3.8%
Black/African American 2.4%
👶 Under 18
24.7%
This area
24.7%
USA
22.0%
👴 65 and Over
13.9%
This area
13.9%
USA
17.3%
📊 Poverty Rate
13.8%
This area
13.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76059

A Avg School Grade
4 Schools
11.6:1 Avg Class Size
$15,068 Avg Per Pupil

Schools in This ZIP Code

A Very Good

KEENE H S

📚 09 – 12 High School
👥
367 Students
👨‍🏫
10.2:1 Class Size
💰
$15,068 Per Student
A Very Good

KEENE J H

📚 06 – 08 Middle
👥
261 Students
👨‍🏫
11.5:1 Class Size
💰
$15,068 Per Student
A Very Good

THE SUMMIT LEADERSHIP ACADEMY

📚 03 – 05 Elementary
👥
210 Students
👨‍🏫
11.4:1 Class Size
💰
$15,068 Per Student
B+ Above Average

KEENE EL

📚 Pre-K – 02 Elementary
👥
259 Students
👨‍🏫
13.4:1 Class Size
💰
$15,068 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Southwestern Adventist University
817 students · 0.4 mi

Frequently Asked Questions

How much should I expect to pay for a home in Cleburne, TX?

Median home price in Cleburne, TX is near $254K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Is TX a landlord-friendly state?

Cleburne, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Should investors worry about vacancy in Cleburne, TX?

Expect elevated vacancy in Cleburne, TX. Rents at $1,200/mo are absorbed by the tenant base without meaningful lag.

Is house hacking profitable in Cleburne, TX?

House hacking in Cleburne, TX is a challenging. With home values around $254K and rents at $1,200/mo, owner-occupants can offset a meaningful share of PITI.

Is it easy to find good tenants in Cleburne, TX?

Cleburne, TX draws a stable base of working renters. Demand at the $1,200/mo rent level is reasonable for standard single-family and small multi rentals.

You know 76059 now. You don’t know where it ranks.

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How 76059 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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