Real Estate Investing in Cookville, Texas (75558)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Titus County • Population: 2,160 • Data updated: September 2026

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Should you buy in 75558 (Cookville, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cookville, TX (75558)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $276,923
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $90,244
% Renters 0.0%

Market Analysis: 75558 Cookville

The 75558 ZIP covers a section of Cookville that demands careful diligence. Prices near $277K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $277K asset, 75558 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader TX picture, 75558 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 75558 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. robust returns are possible in 75558, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cookville:

C+ Average
Buy Confidence Score: 62/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Declining (-2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Mount Pleasant, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mount Pleasant, TX metro data

Market Trends

Home Value History (with trend line)

$312K$282K$252K$222K$192K$162KFeb 2018May 2022Jul 2026

📊 How Does 75558 Compare?

Metric 75558 Cookville Mount Pleasant, TX Texas
Home Value $276,923 $276,923 N/A $297,000
5-Year CAGR 1.9% 1.9% N/A 5.4%
Avg Rent $873 $873 N/A -
Cap Rate 2.5% 2.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75558 (Cookville, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+1.9%
Slow

📉 Market Crash Risk Index

Based on Mount Pleasant, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $276,923
Monthly Rent $873
Price-to-Rent 26.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 4.4%

📈 Home Appreciation

1-Year -2.3% ▼
3-Year CAGR -1.2% ▼
5-Year CAGR +1.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75558

Population: 2,160

💰 Median Household Income
$90,244
This area
$90,244
State
$70,593
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
5.8%
This area
5.8%
State
-5.8%
USA
33.7%
👤 Median Age
43.8 years
This area
43.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 81.7%
Hispanic/Latino 17.4%
Other/Mixed 17.3%
Black/African American 0.9%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
1.5%
This area
1.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 1,282 Off-Campus Students
C+
Northeast Texas Community College
3,105 students · 10.1 mi

Investor Insight: With 1,282 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong are rents in Cookville, TX?

Investors in Cookville, TX typically see rents near $873/mo per month against $277K home values - a solid setup for rental cash flow.

Which investment style suits Cookville, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Cookville, TX. With home values at $277K and rents near $873/mo, other strategies can work but produce stable rather than outsized returns.

What kind of market is Cookville, TX for investors?

Investors tracking Cookville, TX will find a 2.0/5 rating supported by $277K median home values and $873/mo rents. That profile suits long-term holders targeting even-keeled returns.

Does a duplex house hack pencil in Cookville, TX?

The a challenging house-hack environment in Cookville, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is Cookville, TX a friendly market for rental owners?

For rental operators, Cookville, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 75558 now. You don’t know where it ranks.

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