Real Estate Investing in Mount Vernon, Texas (75457)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75457 (Mount Vernon, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 27.4% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mount Vernon, TX (75457)?
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Market Analysis: 75457 Mount Vernon
Not every below-median market is a bargain. Mount Vernon's 75457 ZIP shows signals that favor experienced operators who can absorb the risk $298K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $298K asset, 75457 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Mount Vernon have seen price recovery that 75457 has not matched. Franklin County data supports the view that the spread is structural rather than temporary.
Demographically, 75457 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 75457 is an operator game, not a passive one. On balance, entry prices of $298K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Mount Vernon:
Property Strategy for 75457
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $315,749 | $1,310 | 3.0% | +8.2% | $105,250 |
| 4BR | $592,438 | $1,600 | 1.9% | +9.1% | $148,110 |
Market Trends
Home Value History (with trend line)
📊 How Does 75457 Compare?
| Metric | 75457 | Mount Vernon | Texas |
|---|---|---|---|
| Home Value | $297,903 | $297,903 | $297,000 |
| 5-Year CAGR | 4.5% | 4.5% | 5.4% |
| Avg Rent | $981 | $981 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75457 (Mount Vernon, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $297,903 |
| Monthly Rent | $981 |
| Price-to-Rent | 25.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +5.9% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75457
Population: 6,115
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75457
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Mount Vernon, TX better for rentals, flips, or BRRRR?
For Mount Vernon, TX, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What do rentals go for in Mount Vernon, TX?
Rental rates in Mount Vernon, TX average $981/mo. Tenant demand and $298K home values make the yield look reasonable by investor standards.
Does house hacking work in Mount Vernon, TX?
House hacking in Mount Vernon, TX is reasonable to execute. Prices around $298K and rents of $981/mo solid owner-occupant economics.
Do landlords face vacancy issues in Mount Vernon, TX?
Rental vacancy in Mount Vernon, TX is elevated. Investors should budget normal turnover but not chronic empty units.
How much should I expect to pay for a home in Mount Vernon, TX?
Expect median prices around $298K in Mount Vernon, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.
You know 75457 now. You don’t know where it ranks.
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