Real Estate Investing in Mount Pleasant, Texas (75455)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Titus County • Population: 26,863 • Data updated: September 2026

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Should you buy in 75455 (Mount Pleasant, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.9% vacancy may signal weakening demand.

What’s happening in Mount Pleasant, TX (75455)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $227,517
Avg Monthly Rent $1,650
1% Rule ✗ Does Not Meet
Median Income $57,120
% Renters 37.1%

Market Analysis: 75455 Mount Pleasant

ZIP 75455 in Mount Pleasant, TX carries a notable set of headwinds. Home values near $228K and rents of $1,650/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 75455 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 75455 sits on the difficult end of the TX spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Stepping back, 26,863 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 75455 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Pleasant:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Declining (-0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,650/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Mount Pleasant, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mount Pleasant, TX metro data
🏠

Property Strategy for 75455

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
2BR
+8.2% 5yr CAGR
Best Overall Value
3BR
$82,682/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $165,491 $970 4.2% +8.2% $82,745
3BR $248,046 $1,260 3.7% +7.9% $82,682
4BR $354,978 $1,420 2.9% +8.0% $88,745

Market Trends

Home Value History (with trend line)

$247K$216K$184K$153K$121K$90KMay 2009Dec 2017Jul 2026

Rent History (with trend line)

$1,685$1,652$1,619$1,587$1,554$1,521Jul 2025Jan 2026Jul 2026

📊 How Does 75455 Compare?

Metric 75455 Mount Pleasant Mount Pleasant, TX Texas
Home Value $227,517 $227,517 N/A $297,000
5-Year CAGR 3.1% 3.1% N/A 5.4%
Avg Rent $1,650 $1,650 N/A -
Cap Rate 5.7% 5.7% - -
💡 Why Invest in 75455? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75455 (Mount Pleasant, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
+3.1%
Moderate

📉 Market Crash Risk Index

Based on Mount Pleasant, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $227,517
Monthly Rent $1,650
Price-to-Rent 11.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.7%
Cap Rate 5.7%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year -0.8% ▼
3-Year CAGR -0.2% ▼
5-Year CAGR +3.1% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75455

Population: 26,863

💰 Median Household Income
$57,120
This area
$57,120
State
$70,593
USA
$74,580
🏠 Renter Occupied
37.1%
This area
37.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-25.4%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
-5.8%
USA
33.7%
👤 Median Age
33.4 years
This area
33.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
8.9%
This area
8.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 60.3%
Other/Mixed 28.0%
Hispanic/Latino 25.9%
Black/African American 10.2%
Asian 1.5%
👶 Under 18
28.8%
This area
28.8%
USA
22.0%
👴 65 and Over
13.7%
This area
13.7%
USA
17.3%
📊 Poverty Rate
13.5%
This area
13.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75455

A Avg School Grade
15 Schools
12.1:1 Avg Class Size
$15,990 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

FRANCES CORPREW EL

📚 K – 04 Elementary
👥
404 Students
👨‍🏫
12.0:1 Class Size
💰
$17,529 Per Student
A+ Excellent

MOUNT PLEASANT J H

📚 07 – 08 Middle
👥
695 Students
👨‍🏫
11.7:1 Class Size
💰
$17,529 Per Student
A+ Excellent

ANNIE SIMS EL

📚 K – 04 Elementary
👥
485 Students
👨‍🏫
12.9:1 Class Size
💰
$17,529 Per Student
A+ Excellent

E C BRICE EL

📚 K – 04 Elementary
👥
481 Students
👨‍🏫
13.5:1 Class Size
💰
$17,529 Per Student
A+ Excellent

P E WALLACE MIDDLE

📚 05 – 06 School
👥
687 Students
👨‍🏫
12.1:1 Class Size
💰
$17,529 Per Student
A+ Excellent

VIVIAN FOWLER EL

📚 K – 04 Elementary
👥
397 Students
👨‍🏫
12.2:1 Class Size
💰
$17,529 Per Student
A Very Good

HARTS BLUFF EARLY COLLEGE H S

📚 09 – 12 High School
👥
216 Students
👨‍🏫
11.0:1 Class Size
💰
$14,153 Per Student
A Very Good

HARTS BLUFF EL

📚 Pre-K – 05 Elementary
👥
486 Students
👨‍🏫
14.1:1 Class Size
💰
$14,153 Per Student
A Very Good

HARTS BLUFF MIDDLE

📚 06 – 08 Middle
👥
189 Students
👨‍🏫
11.9:1 Class Size
💰
$14,153 Per Student
B+ Above Average

MOUNT PLEASANT H S

📚 09 – 12 High School
👥
1,545 Students
👨‍🏫
12.6:1 Class Size
💰
$17,529 Per Student
B+ Above Average

CHAPEL HILL H S

📚 09 – 12 High School
👥
296 Students
👨‍🏫
10.0:1 Class Size
💰
$13,212 Per Student
B+ Above Average

CHAPEL HILL J H

📚 06 – 08 Middle
👥
206 Students
👨‍🏫
10.7:1 Class Size
💰
$13,212 Per Student
B+ Above Average

CHAPEL HILL EL

📚 Pre-K – 05 Elementary
👥
476 Students
👨‍🏫
12.9:1 Class Size
💰
$13,212 Per Student
B+ Above Average

CHILD DEVELOPMENT CENTER

📚 Grade PK Elementary
👥
442 Students
👨‍🏫
19.2:1 Class Size
💰
$17,529 Per Student
B Good

MOUNT PLEASANT DAEP

📚 07 – 12 High School
👥
16 Students
👨‍🏫
4.3:1 Class Size
💰
$17,529 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,282 Off-Campus Students
C+
Northeast Texas Community College
3,105 students · 9.6 mi

Investor Insight: With 1,282 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do home prices stand in Mount Pleasant, TX?

Typical homes in Mount Pleasant, TX go for around $228K. The 5-year CAGR of 0.0% even-keeled price movement.

Does house hacking work in Mount Pleasant, TX?

The a challenging house-hack environment in Mount Pleasant, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How deep is the rental pool in Mount Pleasant, TX?

Working renters make up the core of the Mount Pleasant, TX tenant base. The pool is reasonable for investors targeting long-term holds.

Is Mount Pleasant, TX landlord-friendly?

The landlord environment in Mount Pleasant, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What monthly rent should investors expect in Mount Pleasant, TX?

Rents in Mount Pleasant, TX run near $1,650/mo. Compared with median home prices of $228K that produces solid gross yields for typical rentals.

You know 75455 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75455 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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