Real Estate Investing in Tulsa, Oklahoma (74146)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tulsa County • Population: 16,133 • Data updated: September 2026

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Should you buy in 74146 (Tulsa, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated poverty: 22.6% poverty rate — can affect rent collection.

What’s happening in Tulsa, OK (74146)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $187,083
Avg Monthly Rent $1,000
1% Rule ✗ Does Not Meet
Median Income $42,121
% Renters 65.3%

Market Analysis: 74146 Tulsa

Investors eyeing 74146 need to respect the fundamentals at play. Home values of $187K come alongside slower price movement and elevated management overhead.

For an experienced owner, 74146 can be a a credible choice for hunting ground — but the discount at $187K reflects genuine risk that outside investors often underestimate.

Meanwhile, 74146 offers a low basis, the region around Tulsa has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 74146 includes headwinds that any investor should price in. Income distribution skews lower than Tulsa averages, and tenant stability requires active management.

The 74146 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tulsa:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,000/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tulsa, OK Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tulsa, OK metro data
🏠

Property Strategy for 74146

Which property type performs best in this market?

Best for Cash Flow
3BR
6.1% cap rate
Best for Appreciation
3BR
+8.7% 5yr CAGR
Best Overall Value
4BR
$55,464/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $181,018 $1,540 6.1% +8.7% $60,339
4BR $221,857 $1,790 5.8% +7.7% $55,464

Market Trends

Home Value History (with trend line)

$197K$173K$148K$123K$98K$74KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,066$1,040$1,014$988$961$935Mar 2026May 2026Jul 2026

📊 How Does 74146 Compare?

Metric 74146 Tulsa Tulsa, OK Oklahoma
Home Value $187,083 $103,506 N/A $214,563
5-Year CAGR 6.0% 5.9% N/A 6.9%
Avg Rent $1,000 $1,269 N/A -
Cap Rate 4.2% 5.2% - -
💡 Why Invest in 74146? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

65% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74146 (Tulsa, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Tulsa, OK metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $187,083
Monthly Rent $1,000
Price-to-Rent 15.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74146

Population: 16,133

💰 Median Household Income
$42,121
This area
$42,121
State
$58,994
USA
$74,580
🏠 Renter Occupied
65.3%
This area
65.3%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-1.8%
USA
3.7%
🎓 College Educated
9.3%
This area
9.3%
State
14.2%
USA
33.7%
👤 Median Age
27.7 years
This area
27.7 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 51.3%
Other/Mixed 31.4%
Hispanic/Latino 23.3%
Black/African American 14.8%
Asian 2.4%
👶 Under 18
33.9%
This area
33.9%
USA
22.0%
👴 65 and Over
5.8%
This area
5.8%
USA
17.3%
📊 Poverty Rate
22.6%
This area
22.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74146

B Avg School Grade
4 Schools
15.5:1 Avg Class Size
$10,720 Avg Per Pupil

Schools in This ZIP Code

B Good

CLARK ES

📚 Pre-K – 05 Elementary
👥
429 Students
👨‍🏫
15.5:1 Class Size
💰
$12,490 Per Student
B Good

ELLEN OCHOA ES

📚 Pre-K – 05 Elementary
👥
910 Students
👨‍🏫
15.4:1 Class Size
💰
$12,490 Per Student
B Good

DOVE SCIENCE ACADEMY TULSA

📚 Pre-K – 08 School Charter
👥
466 Students
👨‍🏫
14.6:1 Class Size
💰
$8,949 Per Student
C+ Average

DOVE SCIENCE ACADEMY TULSA HS

📚 09 – 12 High School Charter
👥
315 Students
👨‍🏫
16.4:1 Class Size
💰
$8,949 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

DISNEY ES

📚 Pre-K – 05 Elementary
📍 11702 East 25th Street, Tulsa
👥
673 Students
👨‍🏫
17.8:1 Class Size
💰
$15,015 Per Student
B+ Above Average

DOLORES HUERTA ES

📚 Pre-K – 05 Elementary
📍 10620 East 27th Street, Tulsa
👥
311 Students
👨‍🏫
16.4:1 Class Size
💰
$15,015 Per Student
B+ Above Average

MACARTHUR ES

📚 Pre-K – 05 Elementary
📍 2182 South 73rd East Avenue, Tulsa
👥
387 Students
👨‍🏫
17.0:1 Class Size
💰
$15,015 Per Student
B+ Above Average

SALK ES

📚 Pre-K – 05 Elementary
📍 7625 East 58th Street, Tulsa
👥
462 Students
👨‍🏫
16.4:1 Class Size
💰
$15,015 Per Student
B+ Above Average

SKELLY ES

📚 Pre-K – 05 Elementary
📍 2940 South 90th East Avenue, Tulsa
👥
747 Students
👨‍🏫
16.1:1 Class Size
💰
$15,015 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,301 Off-Campus Students
D
ATA College
178 students · 0.2 mi
B
Tulsa Technology Center
4,031 students · 2.2 mi
C
Broken Arrow Beauty College
66 students · 2.6 mi
C
Oklahoma Technical College
120 students · 2.9 mi
C
Community Care College
430 students · 2.9 mi
C
Miller-Motte College-Tulsa
283 students · 2.9 mi
D
Paul Mitchell the School-Tulsa
249 students · 3.0 mi
C
Clary Sage College
367 students · 3.1 mi

Investor Insight: With 2,301 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How deep is the rental pool in Tulsa, OK?

Tulsa, OK offers a consistent renter base at the $1,000/mo rent level. Tenant turnover is reasonable for well-managed properties.

How does Tulsa, OK stack up for property investment?

Tulsa, OK rates 3.0/5 for investability. With median values at $187K and rents near $1,000/mo, the market offers reasonable fundamentals for rental investors.

What kind of vacancy should I budget for in Tulsa, OK?

Vacancy risk in Tulsa, OK is elevated. That supports even-keeled cash flow for typical rental holds.

Is Tulsa, OK good for house hacking?

House hacking in Tulsa, OK is reasonable to execute. Prices around $187K and rents of $1,000/mo solid owner-occupant economics.

What is the median home value in Tulsa, OK?

The median home value in Tulsa, OK is roughly $187K. That puts it reasonable relative to the OK statewide average.

You know 74146 now. You don’t know where it ranks.

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How 74146 ranks in Tulsa, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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