Real Estate Investing in Tulsa, Oklahoma (74145)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tulsa County • Population: 17,955 • Data updated: September 2026

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Should you buy in 74145 (Tulsa, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.4% of homes vacant — above national norms.

What’s happening in Tulsa, OK (74145)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $228,877
Avg Monthly Rent $1,130
1% Rule ✗ Does Not Meet
Median Income $54,887
% Renters 42.4%

Market Analysis: 74145 Tulsa

Investors eyeing 74145 need to respect the fundamentals at play. Home values of $229K come alongside slower price movement and elevated management overhead.

For an experienced owner, 74145 can be a an appealing option for hunting ground — but the discount at $229K reflects genuine risk that outside investors often underestimate.

ZIP 74145's metrics run below Tulsa County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 74145 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 74145 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tulsa:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,130/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tulsa, OK Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tulsa, OK metro data
🏠

Property Strategy for 74145

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
3BR
+8.5% 5yr CAGR
Best Overall Value
4BR
$65,312/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $151,836 $1,220 5.8% +8.1% $75,918
3BR $218,142 $1,610 5.3% +8.5% $72,714
4BR $261,247 $1,860 5.1% +8.4% $65,312

Market Trends

Home Value History (with trend line)

$242K$213K$184K$155K$126K$97KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,376$1,310$1,244$1,179$1,113$1,047Mar 2023Nov 2024Jul 2026

📊 How Does 74145 Compare?

Metric 74145 Tulsa Tulsa, OK Oklahoma
Home Value $228,877 $103,506 N/A $214,563
5-Year CAGR 6.2% 5.9% N/A 6.9%
Avg Rent $1,130 $1,269 N/A -
Cap Rate 3.9% 5.2% - -
💡 Why Invest in 74145? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74145 (Tulsa, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+6.2%
Strong

📉 Market Crash Risk Index

Based on Tulsa, OK metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $228,877
Monthly Rent $1,130
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.9%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year -9.4% ▼
3-Year CAGR +0.5% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 74145

Population: 17,955

💰 Median Household Income
$54,887
This area
$54,887
State
$58,994
USA
$74,580
🏠 Renter Occupied
42.4%
This area
42.4%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-1.8%
USA
3.7%
🎓 College Educated
26.4%
This area
26.4%
State
14.2%
USA
33.7%
👤 Median Age
34.1 years
This area
34.1 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 59.7%
Other/Mixed 24.2%
Black/African American 13.1%
Hispanic/Latino 12.9%
Asian 3.0%
👶 Under 18
25.6%
This area
25.6%
USA
22.0%
👴 65 and Over
14.6%
This area
14.6%
USA
17.3%
📊 Poverty Rate
10.9%
This area
10.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74145

B Avg School Grade
3 Schools
16.6:1 Avg Class Size
$12,993 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

SALK ES

📚 Pre-K – 05 Elementary
👥
462 Students
👨‍🏫
16.4:1 Class Size
💰
$15,015 Per Student
B Good

MEMORIAL MS

📚 06 – 08 Middle
👥
568 Students
👨‍🏫
18.3:1 Class Size
💰
$15,015 Per Student
C+ Average

DOVE SCH OF DISCOVERY TULSA

📚 Pre-K – 08 School Charter
👥
487 Students
👨‍🏫
15.0:1 Class Size
💰
$8,949 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

PATRICK HENRY ES

📚 Pre-K – 05 Elementary
📍 3820 East 41st Street, Tulsa
👥
429 Students
👨‍🏫
14.2:1 Class Size
💰
$15,015 Per Student
B+ Above Average

CARNEGIE ES

📚 Pre-K – 05 Elementary
📍 4309 East 56th Street, Tulsa
👥
394 Students
👨‍🏫
15.3:1 Class Size
💰
$15,015 Per Student
B+ Above Average

DISNEY ES

📚 Pre-K – 05 Elementary
📍 11702 East 25th Street, Tulsa
👥
673 Students
👨‍🏫
17.8:1 Class Size
💰
$15,015 Per Student
B+ Above Average

DOLORES HUERTA ES

📚 Pre-K – 05 Elementary
📍 10620 East 27th Street, Tulsa
👥
311 Students
👨‍🏫
16.4:1 Class Size
💰
$15,015 Per Student
B+ Above Average

KEY ES

📚 Pre-K – 05 Elementary
📍 5702 South Irvington Avenue, Tulsa
👥
302 Students
👨‍🏫
18.0:1 Class Size
💰
$15,015 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,301 Off-Campus Students
C
Oklahoma Technical College
120 students · 1.0 mi
C
Community Care College
430 students · 1.0 mi
B
Tulsa Technology Center
4,031 students · 1.1 mi
C
Miller-Motte College-Tulsa
283 students · 1.2 mi
C
Clary Sage College
367 students · 1.6 mi
D
ATA College
178 students · 1.7 mi
C
Broken Arrow Beauty College
66 students · 3.2 mi
D
Paul Mitchell the School-Tulsa
249 students · 4.5 mi

Investor Insight: With 2,301 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average monthly rent in Tulsa, OK?

Rent in Tulsa, OK is around $1,130/mo. The resulting rent-to-value relationship with $229K pricing is reasonable for most investor models.

How do experienced investors play Tulsa, OK?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Tulsa, OK. The numbers - $229K homes against $1,130/mo rents - support that play.

Is Tulsa in OK worth investing in?

Our data puts Tulsa, OK at 3.0/5 for investability. Home prices of $229K and rents around $1,130/mo create a solid backdrop for investor activity.

Can owner-occupants cash flow in Tulsa, OK?

Tulsa, OK offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,130/mo rent level.

Do landlords face vacancy issues in Tulsa, OK?

Rental vacancy in Tulsa, OK is elevated. Investors should budget normal turnover but not chronic empty units.

You know 74145 now. You don’t know where it ranks.

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How 74145 ranks in Tulsa, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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