Real Estate Investing in Siloam Springs, Arkansas (72761)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Benton County • Population: 23,703 • Data updated: September 2026

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Should you buy in 72761 (Siloam Springs, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.3% vacancy may signal weakening demand.

What’s happening in Siloam Springs, AR (72761)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $283,286
Avg Monthly Rent $1,338
1% Rule ✗ Does Not Meet
Median Income $65,335
% Renters 34.5%

Market Analysis: 72761 Siloam Springs

The 72761 ZIP covers a section of Siloam Springs that demands careful diligence. Prices near $283K look accessible, but the work to make a deal cash flow is real.

On balance, the numbers look inviting — $283K purchase price, 0.0% nominal cap — the work to hit that pro forma in 72761 is substantial and deserves full respect.

Nearby ZIPs in Siloam Springs have seen price recovery that 72761 has not matched. Benton County data supports the view that the spread is structural rather than temporary.

Resident income in 72761 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 72761 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Siloam Springs:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,338/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Fayetteville-Springdale-Rogers, AR Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fayetteville-Springdale-Rogers, AR metro data
🏠

Property Strategy for 72761

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
5BR
+9.6% 5yr CAGR
Best Overall Value
4BR
$80,966/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $185,964 $1,190 4.6% +9.1% $92,982
3BR $252,616 $1,660 4.7% +8.9% $84,205
4BR $323,863 $1,950 4.3% +8.5% $80,966
5BR $511,458 +9.6% $102,292

Market Trends

Home Value History (with trend line)

$298K$257K$216K$176K$135K$94KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,421$1,382$1,342$1,303$1,264$1,224Aug 2023Feb 2025Jul 2026

📊 How Does 72761 Compare?

Metric 72761 Siloam Springs Fayetteville-Springdale-Rogers, AR Arkansas
Home Value $283,286 $283,286 N/A $216,341
5-Year CAGR 6.1% 6.1% N/A 5.7%
Avg Rent $1,338 $1,338 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 72761? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 72761 (Siloam Springs, AR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $283,286
Monthly Rent $1,338
Price-to-Rent 17.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year -1.8% ▼
3-Year CAGR +2.3% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 72761

Population: 23,703

💰 Median Household Income
$65,335
This area
$65,335
State
$52,981
USA
$74,580
🏠 Renter Occupied
34.5%
This area
34.5%
State
24.2%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-21.7%
USA
3.7%
🎓 College Educated
28.6%
This area
28.6%
State
-9.2%
USA
33.7%
👤 Median Age
32.3 years
This area
32.3 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.3%
This area
9.3%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 68.7%
Other/Mixed 27.3%
Hispanic/Latino 17.8%
Asian 3.0%
Black/African American 1.0%
👶 Under 18
26.5%
This area
26.5%
USA
22.0%
👴 65 and Over
12.5%
This area
12.5%
USA
17.3%
📊 Poverty Rate
8.9%
This area
8.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 72761

B Avg School Grade
6 Schools
17.1:1 Avg Class Size
$12,425 Avg Per Pupil

Schools in This ZIP Code

B Good

NORTHSIDE ELEMENTARY SCHOOL

📚 Pre-K – K Elementary
👥
463 Students
👨‍🏫
15.8:1 Class Size
💰
$12,425 Per Student
B Good

SILOAM SPRINGS INTERMEDIATE SCHOOL

📚 05 – 06 School
👥
695 Students
👨‍🏫
17.9:1 Class Size
💰
$12,425 Per Student
B Good

SILOAM SPRINGS MIDDLE SCHOOL

📚 07 – 08 Middle
👥
696 Students
👨‍🏫
15.1:1 Class Size
💰
$12,425 Per Student
B Good

SILOAM SPRINGS HIGH SCHOOL CONVERSION CHARTER

📚 09 – 12 High School Charter
👥
1,449 Students
👨‍🏫
12.8:1 Class Size
💰
$12,425 Per Student
B Good

DELBERT PETE & PAT ALLEN ELE

📚 01 – 02 Elementary
👥
689 Students
👨‍🏫
20.7:1 Class Size
💰
$12,425 Per Student
B Good

SOUTHSIDE ELEMENTARY SCHOOL

📚 03 – 04 Elementary
👥
667 Students
👨‍🏫
20.5:1 Class Size
💰
$12,425 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C+
John Brown University
2,341 students · 5.9 mi
C
Ecclesia College
138 students · 12.7 mi

Frequently Asked Questions

Can owner-occupants cash flow in Siloam Springs, AR?

For house hackers, Siloam Springs, AR is a challenging. The $1,338/mo rent on a unit helps defray the mortgage on a $283K property.

Are eviction rules reasonable in Siloam Springs, AR?

Landlord-friendliness in Siloam Springs, AR is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How do home values compare in Siloam Springs, AR?

Siloam Springs, AR median home values land near $283K. That is reasonable territory for investors looking at $1,338/mo-per-month rentals.

What do landlords charge for rent in Siloam Springs, AR?

Average rent in Siloam Springs, AR is approximately $1,338/mo per month. Against $283K home values that yields a reasonable rent-to-price ratio.

Is Siloam Springs in AR worth investing in?

The 3.0/5 investability rating in Siloam Springs, AR reflects its $283K prices and $1,338/mo rents. Investors generally consider it a solid option within AR.

You know 72761 now. You don’t know where it ranks.

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How 72761 ranks in Fayetteville-Springdale-Rogers, AR

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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