Real Estate Investing in Seymour, Missouri (65746)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Webster County • Population: 8,302 • Data updated: September 2026

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Should you buy in 65746 (Seymour, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.5% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 26.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Seymour, MO (65746)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $257,042
Avg Monthly Rent $810
1% Rule ✗ Does Not Meet
Median Income $52,474
% Renters 19.5%

Market Analysis: 65746 Seymour

From a cash-flow lens, ZIP 65746 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $257K median. It rewards specialists, not generalists.

The 65746 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 65746 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 65746 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 65746 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seymour:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+14.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MO Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MO metro data

Market Trends

Home Value History (with trend line)

$278K$236K$193K$151K$108K$66KJan 2012May 2019Jul 2026

📊 How Does 65746 Compare?

Metric 65746 Seymour Springfield, MO Missouri
Home Value $257,042 $257,042 N/A $254,657
5-Year CAGR 8.8% 8.8% N/A 7.0%
Avg Rent $810 $810 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 65746? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65746 (Seymour, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+8.8%
Strong

📉 Market Crash Risk Index

Based on Springfield, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
48 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $257,042
Monthly Rent $810
Price-to-Rent 26.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 11.3%

📈 Home Appreciation

1-Year +14.7% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +8.8% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65746

Population: 8,302

💰 Median Household Income
$52,474
This area
$52,474
State
$62,768
USA
$74,580
🏠 Renter Occupied
19.5%
This area
19.5%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-8.1%
USA
3.7%
🎓 College Educated
13.2%
This area
13.2%
State
8.6%
USA
33.7%
👤 Median Age
30.3 years
This area
30.3 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.5%
This area
8.5%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 93.1%
Other/Mixed 5.9%
Hispanic/Latino 3.7%
Black/African American 0.8%
Asian 0.2%
👶 Under 18
35.6%
This area
35.6%
USA
22.0%
👴 65 and Over
15.8%
This area
15.8%
USA
17.3%
📊 Poverty Rate
15.9%
This area
15.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65746

A Avg School Grade
3 Schools
10.6:1 Avg Class Size
$15,258 Avg Per Pupil

Schools in This ZIP Code

A Very Good

SEYMOUR ELEM.

📚 Pre-K – 05 Elementary
👥
316 Students
👨‍🏫
8.8:1 Class Size
💰
$15,258 Per Student
A Very Good

SEYMOUR HIGH

📚 09 – 12 High School
👥
231 Students
👨‍🏫
11.7:1 Class Size
💰
$15,258 Per Student
A Very Good

SEYMOUR MIDDLE

📚 06 – 08 Middle
👥
150 Students
👨‍🏫
11.3:1 Class Size
💰
$15,258 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Seymour, MO a good market for buy-and-hold investors?

Investors tracking Seymour, MO will find a 3.0/5 rating supported by $257K median home values and $810/mo rents. That profile suits long-term holders targeting stable returns.

Are landlord laws favorable in Seymour, MO?

Rental owners in Seymour, MO deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is vacancy a concern in Seymour, MO?

Expect elevated vacancy in Seymour, MO. Rents at $810/mo are absorbed by the tenant base without meaningful lag.

Is Seymour, MO good for house hacking?

House hacking in Seymour, MO is a challenging. With home values around $257K and rents at $810/mo, owner-occupants can offset a meaningful share of PITI.

Where do rents currently stand in Seymour, MO?

Investors in Seymour, MO typically see rents near $810/mo per month against $257K home values - a solid setup for rental cash flow.

You know 65746 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65746 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 65746 ranks in Springfield, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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