Real Estate Investing in Niangua, Missouri (65713)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Webster County • Population: 2,208 • Data updated: September 2026

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Should you buy in 65713 (Niangua, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Niangua, MO (65713)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $259,615
Avg Monthly Rent $810
1% Rule ✗ Does Not Meet
Median Income $49,911
% Renters 29.9%

Market Analysis: 65713 Niangua

ZIP 65713 in Niangua, MO carries a healthy set of headwinds. Home values near $260K and rents of $810/mo sit inside a market where underwriting has to be tight.

Rent of $810/mo on a $260K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65713 sits below the stated 0.0% once reality is priced in.

The gap between 65713 and stronger Niangua ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

From an investor standpoint, 2,208 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. healthy returns are possible in 65713, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Niangua:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+17.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MO Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MO metro data

Market Trends

Home Value History (with trend line)

$279K$236K$192K$148K$104K$60KJan 2012May 2019Jul 2026

📊 How Does 65713 Compare?

Metric 65713 Niangua Springfield, MO Missouri
Home Value $259,615 $259,615 N/A $254,657
5-Year CAGR 7.5% 7.5% N/A 7.0%
Avg Rent $810 $810 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 65713? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65713 (Niangua, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+7.5%
Strong

📉 Market Crash Risk Index

Based on Springfield, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
48 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $259,615
Monthly Rent $810
Price-to-Rent 26.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +17.5% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65713

Population: 2,208

💰 Median Household Income
$49,911
This area
$49,911
State
$62,768
USA
$74,580
🏠 Renter Occupied
29.9%
This area
29.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-8.1%
USA
3.7%
🎓 College Educated
11.1%
This area
11.1%
State
8.6%
USA
33.7%
👤 Median Age
37.7 years
This area
37.7 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
18.9%
This area
18.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Other/Mixed 4.6%
Hispanic/Latino 1.7%
👶 Under 18
26.8%
This area
26.8%
USA
22.0%
👴 65 and Over
20.0%
This area
20.0%
USA
17.3%
📊 Poverty Rate
13.1%
This area
13.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65713

B+ Avg School Grade
2 Schools
10.4:1 Avg Class Size
$11,628 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

NIANGUA ELEM.

📚 Pre-K – 05 Elementary
👥
131 Students
👨‍🏫
11.5:1 Class Size
💰
$11,628 Per Student
B+ Above Average

NIANGUA HIGH

📚 06 – 12 High School
👥
142 Students
👨‍🏫
9.3:1 Class Size
💰
$11,628 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the renter demographic in Niangua, MO?

Niangua, MO offers a stable renter base at the $810/mo rent level. Tenant turnover is reasonable for well-managed properties.

Should investors consider Niangua, MO?

The 3.0/5 investability rating in Niangua, MO reflects its $260K prices and $810/mo rents. Investors generally consider it a solid option within MO.

How much should I expect to pay for a home in Niangua, MO?

Expect median prices around $260K in Niangua, MO. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

What does house hacking look like in Niangua, MO?

The a challenging house-hack environment in Niangua, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How landlord-friendly is Niangua, MO?

Landlord-friendliness in Niangua, MO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 65713 now. You don’t know where it ranks.

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How 65713 ranks in Springfield, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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