Real Estate Investing in Buffalo, Missouri (65622)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dallas County • Population: 7,591 • Data updated: September 2026

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Should you buy in 65622 (Buffalo, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 13.2% of homes vacant — above national norms.
  • Elevated poverty: 22.7% poverty rate — can affect rent collection.
  • Lower household income: $33,149 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Buffalo, MO (65622)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $214,242
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $33,149
% Renters 33.9%

Market Analysis: 65622 Buffalo

ZIP 65622 in Buffalo, MO carries a solid set of headwinds. Home values near $214K and rents of $801/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 65622 can be a a strong candidate for hunting ground — but the discount at $214K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 65622 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 65622 ZIP's population of 7,591 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Experienced landlords with local relationships tend to find 65622 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Buffalo:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Springfield, MO Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MO metro data
🏠

Property Strategy for 65622

Which property type performs best in this market?

Best for Cash Flow
2BR
4.6% cap rate
Best for Appreciation
2BR
+10.1% 5yr CAGR
Best Overall Value
2BR
$69,506/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $139,013 $890 4.6% +10.1% $69,506
3BR $229,924 $1,230 3.9% +9.6% $76,641
4BR $296,029 $1,490 3.6% +9.2% $74,007

Market Trends

Home Value History (with trend line)

$230K$198K$165K$133K$101K$69KMar 2011Nov 2018Jul 2026

📊 How Does 65622 Compare?

Metric 65622 Buffalo Springfield, MO Missouri
Home Value $214,242 $214,242 N/A $254,657
5-Year CAGR 5.9% 5.9% N/A 7.0%
Avg Rent $801 $801 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 65622? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65622 (Buffalo, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Springfield, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
48 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $214,242
Monthly Rent $801
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65622

Population: 7,591

💰 Median Household Income
$33,149
This area
$33,149
State
$62,768
USA
$74,580
🏠 Renter Occupied
33.9%
This area
33.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-8.1%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
8.6%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
13.2%
This area
13.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Other/Mixed 2.6%
Hispanic/Latino 0.5%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
22.7%
This area
22.7%
USA
17.3%
📊 Poverty Rate
22.7%
This area
22.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65622

B Avg School Grade
4 Schools
13.6:1 Avg Class Size
$12,450 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

BUFFALO HIGH

📚 09 – 12 High School
👥
522 Students
👨‍🏫
14.4:1 Class Size
💰
$12,450 Per Student
B+ Above Average

BUFFALO MIDDLE

📚 05 – 08 School
👥
482 Students
👨‍🏫
12.3:1 Class Size
💰
$12,450 Per Student
B+ Above Average

MALLORY ELEM.

📚 Pre-K – 04 Elementary
👥
719 Students
👨‍🏫
14.0:1 Class Size
💰
$12,450 Per Student
C+ Average

DALLAS COUNTY TECHNICAL CENTER

📚 11 – 12 High School Limited Data
💰
$12,450 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is real estate in Buffalo, MO a good investment right now?

Buffalo, MO rates 3.0/5 for investability. With median values at $214K and rents near $801/mo, the market offers reasonable fundamentals for rental investors.

How should investors approach Buffalo, MO?

In Buffalo, MO the robust play is typically careful cash-flow rentals with hands-on management. The combination of $214K prices and $801/mo rents suits that approach.

Is it easy to find good tenants in Buffalo, MO?

The renter base in Buffalo, MO is reasonable for the $801/mo price point. Screening well and pricing to market typically yields steady tenants.

Is house hacking profitable in Buffalo, MO?

House hacking in Buffalo, MO is reasonable to execute. Prices around $214K and rents of $801/mo solid owner-occupant economics.

Do landlords face vacancy issues in Buffalo, MO?

Rental vacancy in Buffalo, MO is elevated. Investors should budget normal turnover but not chronic empty units.

You know 65622 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65622 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 65622 ranks in Springfield, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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