Real Estate Investing in Bolivar, Missouri (65613)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Polk County • Population: 18,081 • Data updated: September 2026

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Should you buy in 65613 (Bolivar, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Bolivar, MO (65613)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $268,183
Avg Monthly Rent $1,086
1% Rule ✗ Does Not Meet
Median Income $51,951
% Renters 33.1%

Market Analysis: 65613 Bolivar

Meanwhile, ZIP 65613 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $268K median. It rewards specialists, not generalists.

For an experienced owner, 65613 can be a a credible choice for hunting ground — but the discount at $268K reflects genuine risk that outside investors often underestimate.

ZIP 65613's metrics run below Polk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 65613 ZIP's population of 18,081 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bolivar:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,086/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MO Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MO metro data
🏠

Property Strategy for 65613

Which property type performs best in this market?

Best for Cash Flow
2BR
4.1% cap rate
Best for Appreciation
3BR
+9.8% 5yr CAGR
Best Overall Value
2BR
$79,541/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $159,081 $900 4.1% +9.0% $79,541
3BR $248,452 $1,250 3.6% +9.8% $82,817
4BR $342,921 $1,510 3.2% +9.8% $85,730
5BR $433,851 +9.0% $86,770

Market Trends

Home Value History (with trend line)

$285K$245K$205K$165K$124K$84KJan 2012May 2019Jul 2026

Rent History (with trend line)

$1,118$1,026$935$844$752$661Sep 2025Mar 2026Jul 2026

📊 How Does 65613 Compare?

Metric 65613 Bolivar Springfield, MO Missouri
Home Value $268,183 $268,183 N/A $254,657
5-Year CAGR 6.8% 6.8% N/A 7.0%
Avg Rent $1,086 $1,086 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 65613? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65613 (Bolivar, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.8%
Strong

📉 Market Crash Risk Index

Based on Springfield, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
48 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $268,183
Monthly Rent $1,086
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65613

Population: 18,081

💰 Median Household Income
$51,951
This area
$51,951
State
$62,768
USA
$74,580
🏠 Renter Occupied
33.1%
This area
33.1%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-8.1%
USA
3.7%
🎓 College Educated
24.2%
This area
24.2%
State
8.6%
USA
33.7%
👤 Median Age
36.1 years
This area
36.1 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 93.1%
Other/Mixed 3.8%
Black/African American 2.0%
Hispanic/Latino 1.9%
Asian 1.1%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
11.3%
This area
11.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65613

B+ Avg School Grade
6 Schools
11.4:1 Avg Class Size
$11,890 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BOLIVAR PRIMARY

📚 K – 02 Elementary
👥
593 Students
👨‍🏫
11.5:1 Class Size
💰
$11,585 Per Student
B+ Above Average

BOLIVAR INTERMEDIATE SCH.

📚 03 – 05 Elementary
👥
592 Students
👨‍🏫
13.1:1 Class Size
💰
$11,585 Per Student
B+ Above Average

BOLIVAR MIDDLE

📚 06 – 08 Middle
👥
595 Students
👨‍🏫
12.8:1 Class Size
💰
$11,585 Per Student
B+ Above Average

BOLIVAR HIGH

📚 09 – 12 High School
👥
831 Students
👨‍🏫
13.6:1 Class Size
💰
$11,585 Per Student
B Good

Exceptional Pupil Coop.-ECSE

📚 Grade PK Elementary
👥
72 Students
👨‍🏫
3.5:1 Class Size
💰
$13,414 Per Student
B Good

EARLY CHILDHOOD LEARNING CNTR

📚 Grade PK Elementary
👥
137 Students
👨‍🏫
13.7:1 Class Size
💰
$11,585 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
D
Bolivar Technical College
144 students · 1.8 mi
C
Southwest Baptist University
2,155 students · 2.4 mi

Frequently Asked Questions

Are there empty rentals in Bolivar, MO?

Vacancy in Bolivar, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,086/mo.

How strong are rents in Bolivar, MO?

The typical rental in Bolivar, MO commands about $1,086/mo monthly. That rent profile measured cash flow against the $268K purchase basis.

How much does a house cost in Bolivar, MO?

In Bolivar, MO the median home value sits at $268K. Against the broader MO market, that reads as reasonable for most investors.

Is Bolivar, MO a friendly market for rental owners?

Bolivar, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

How does Bolivar, MO rate as a rental market?

Bolivar, MO scores 3.0/5 for investability. Home values sit at $268K and rents near $1,086/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 65613 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65613 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 65613 ranks in Springfield, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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