Real Estate Investing in Moberly, Missouri (65270)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65270 (Moberly, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moberly, MO (65270)?
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Market Analysis: 65270 Moberly
The 65270 ZIP covers a section of Moberly that demands careful diligence. Prices near $162K look accessible, but the work to make a deal cash flow is real.
The investment case in 65270 is resilient only for operators who understand what they are buying. A $162K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 65270 and stronger Moberly ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 65270 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Moberly:
Property Strategy for 65270
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $63,115 | $710 | 8.1% | +6.0% | $63,115 |
| 2BR | $95,629 | $910 | 6.9% | +9.0% | $47,815 |
| 3BR | $182,666 | $1,270 | 5.0% | +8.1% | $60,889 |
| 4BR | $237,880 | $1,420 | 4.3% | +7.8% | $59,470 |
| 5BR | $305,207 | — | — | +8.6% | $61,041 |
Market Trends
Home Value History (with trend line)
📊 How Does 65270 Compare?
| Metric | 65270 | Moberly | Moberly, MO | Missouri |
|---|---|---|---|---|
| Home Value | $162,012 | $162,012 | N/A | $254,657 |
| 5-Year CAGR | 6.3% | 6.3% | N/A | 7.0% |
| Avg Rent | $819 | $819 | N/A | - |
| Cap Rate | 3.9% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65270 (Moberly, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $162,012 |
| Monthly Rent | $819 |
| Price-to-Rent | 16.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 3.9% |
| 5-Year IRR | 10.3% |
📈 Home Appreciation
| 1-Year | +8.0% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65270
Population: 16,762
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65270
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,928 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much does a house cost in Moberly, MO?
Homes in Moberly, MO typically sell near $162K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
Are tenants stable in Moberly, MO?
Moberly, MO draws a consistent base of working renters. Demand at the $819/mo rent level is reasonable for standard single-family and small multi rentals.
Is Moberly, MO a smart market for rental property?
The 3.0/5 investability rating in Moberly, MO reflects its $162K prices and $819/mo rents. Investors generally consider it a solid option within MO.
Are eviction rules reasonable in Moberly, MO?
Moberly, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What is the rental occupancy rate in Moberly, MO?
Occupancy in Moberly, MO runs stable with elevated vacancy. Well-priced units at $819/mo lease on reasonable timelines.
You know 65270 now. You don’t know where it ranks.
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How 65270 ranks in Moberly, MO
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